<?xml version="1.0" encoding="UTF-8" ?>
<?xml-stylesheet type="text/xsl" href="https://connect.bcbsok.com/cfs-file/__key/system/syndication/atom.xsl" media="screen"?><feed xmlns="http://www.w3.org/2005/Atom" xml:lang="en-US"><title type="html">Blogs</title><subtitle type="html">Get your Oklahoma health insurance coverage explained by our experts. We&amp;#39;ll also give you advice and tips to handle a variety of issues you may encounter.</subtitle><id>https://connect.bcbsok.com/my-coverage-explained/b/weblog/atom</id><link rel="alternate" type="text/html" href="https://connect.bcbsok.com/my-coverage-explained/b/weblog" /><link rel="self" type="application/atom+xml" href="https://connect.bcbsok.com/my-coverage-explained/b/weblog/atom" /><generator uri="http://telligent.com" version="12.1.6.28905">Telligent Community (Build: 12.1.6.28905)</generator><updated>2026-02-09T13:26:00Z</updated><entry><title>Need Specialty Care? Check with Your PCP First</title><link rel="alternate" type="text/html" href="https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/hmo-specialty-care" /><id>https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/hmo-specialty-care</id><published>2026-04-01T19:42:00Z</published><updated>2026-04-01T19:42:00Z</updated><content type="html">This article is intended for HMO members.
Your primary care provider (PCP) is your personal health care consultant. Your PCP works with you to coordinate all your health care needs.
If you need a specialist&amp;#39;s expertise, your PCP can refer you to one ...(&lt;a href="https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/hmo-specialty-care"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsok.com/aggbug?PostID=1094&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>BCBSOK Connect Team</name><uri>https://connect.bcbsok.com/members/bcbsokconnect</uri></author><category term="Doctor Patient Relationship" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Doctor%2bPatient%2bRelationship" /><category term="BlueLincs HMO" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/BlueLincs%2bHMO" /><category term="Referrals" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Referrals" /><category term="Network" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Network" /><category term="Network Providers" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Network%2bProviders" /><category term="Annual Exam" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Annual%2bExam" /><category term="Specialist" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Specialist" /><category term="Benefits and Coverage" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage" /></entry><entry><title>BCBSOK Offers Members Timely Access to Health Care</title><link rel="alternate" type="text/html" href="https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/timely-access" /><id>https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/timely-access</id><published>2026-04-01T11:35:00Z</published><updated>2026-04-01T11:35:00Z</updated><content type="html">Blue Cross and Blue Shield of Oklahoma and BlueLincs HMOSM provide members with access to a wide range of health care providers to meet your medical needs.
Guidelines for Health Care Appointments
The following guidelines help members access their net...(&lt;a href="https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/timely-access"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsok.com/aggbug?PostID=1132&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>BCBSOK Connect Team</name><uri>https://connect.bcbsok.com/members/bcbsokconnect</uri></author><category term="BlueLincs HMO" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/BlueLincs%2bHMO" /><category term="Health Insurance Network" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Health%2bInsurance%2bNetwork" /><category term="Employer Coverage" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Employer%2bCoverage" /><category term="Benefits and Coverage" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage" /><category term="HMO" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/HMO" /></entry><entry><title>What Is a Health Insurance Claim?</title><link rel="alternate" type="text/html" href="https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/what-is-a-health-insurance-claim" /><id>https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/what-is-a-health-insurance-claim</id><published>2026-03-23T13:39:00Z</published><updated>2026-03-23T13:39:00Z</updated><content type="html">We&amp;rsquo;ve all done it. Shown or uploaded our member ID card when filling out insurance forms in the doctor&amp;rsquo;s office or through an online portal. Your doctor&amp;rsquo;s office needs these details so they can file a claim.
A claim is a bill your d...(&lt;a href="https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/what-is-a-health-insurance-claim"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsok.com/aggbug?PostID=287&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>BCBSOK Connect Team</name><uri>https://connect.bcbsok.com/members/bcbsokconnect</uri></author><category term="Understanding Insurance" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Understanding%2bInsurance" /><category term="Medical Claims" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Medical%2bClaims" /><category term="Blue Access for Members" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Blue%2bAccess%2bfor%2bMembers" /><category term="Explanation of Benefits" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Explanation%2bof%2bBenefits" /><category term="Insurance Basics" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Insurance%2bBasics" /></entry><entry><title>How to Choose Health Care Coverage</title><link rel="alternate" type="text/html" href="https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/choose-coverage" /><id>https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/choose-coverage</id><published>2026-03-20T11:01:00Z</published><updated>2026-03-20T11:01:00Z</updated><content type="html">&lt;a title="Lee esto en Espa&amp;ntilde;ol" href="/espanol/b/seguroparati/posts/como-elegir-una-cobertura-medica"&gt;&lt;/a&gt;
As you get ready to buy health care coverage, here are a few things to think about before you decide on a plan that works for you and your family.
Do You Qualify for Assistance or Special Enrollment?
Whether you&amp;rsquo;re buying for the first time or...(&lt;a href="https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/choose-coverage"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsok.com/aggbug?PostID=1002&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>BCBSOK Connect Team</name><uri>https://connect.bcbsok.com/members/bcbsokconnect</uri></author><category term="Getting Health Insurance" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Getting%2bHealth%2bInsurance" /><category term="Individual and Family Coverage" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Individual%2band%2bFamily%2bCoverage" /><category term="Benefits and Coverage" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage" /><category term="Buy Health Insurance" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Buy%2bHealth%2bInsurance" /><category term="Open Enrollment" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Open%2bEnrollment" /></entry><entry><title>Manage Your Stress with Our Self-Management Programs</title><link rel="alternate" type="text/html" href="https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/self-management-programs-managing-your-stress" /><id>https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/self-management-programs-managing-your-stress</id><published>2026-03-19T15:03:00Z</published><updated>2026-03-19T15:03:00Z</updated><content type="html">Stress can happen to anyone. It comes in many different forms and from different areas of your life. Too much work? Not enough &amp;ldquo;me-time?&amp;rdquo; Problems with a loved one or friend.
Sometimes, stress can be overwhelming. When it is, your body of...(&lt;a href="https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/self-management-programs-managing-your-stress"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsok.com/aggbug?PostID=921&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>BCBSOK Connect Team</name><uri>https://connect.bcbsok.com/members/bcbsokconnect</uri></author><category term="Stress" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Stress" /><category term="Using Health Insurance" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Using%2bHealth%2bInsurance" /><category term="Benefits and Coverage" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage" /><category term="Well onTarget" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Well%2bonTarget" /></entry><entry><title>Beware of Health Insurance Phone Scams</title><link rel="alternate" type="text/html" href="https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/beware-of-health-insurance-sales-phone-scam" /><id>https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/beware-of-health-insurance-sales-phone-scam</id><published>2026-03-19T06:39:00Z</published><updated>2026-03-19T06:39:00Z</updated><content type="html">&lt;a title="Lee esto en Espa&amp;ntilde;ol" href="/espanol/b/tucobertura/posts/cuidate-de-las-estafas-por-medio-de-llamadas-telefonicas"&gt;&lt;/a&gt;Some Blue Cross and Blue Shield of Oklahoma members have been targeted by phone scammers. There are two types of scam calls that members should be aware of.
The first type of scam call is known as &amp;quot;spoofing.&amp;quot;
Spoofing happens when someone fakes the i...(&lt;a href="https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/beware-of-health-insurance-sales-phone-scam"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsok.com/aggbug?PostID=901&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>BCBSOK Connect Team</name><uri>https://connect.bcbsok.com/members/bcbsokconnect</uri></author><category term="Understanding Insurance" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Understanding%2bInsurance" /><category term="Health Insurance Scams" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Health%2bInsurance%2bScams" /><category term="Phone scams" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Phone%2bscams" /><category term="Fraud" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Fraud" /><category term="Insurance Basics" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Insurance%2bBasics" /></entry><entry><title>How to Use Your Digital Member ID Card</title><link rel="alternate" type="text/html" href="https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/digital-member-id-card" /><id>https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/digital-member-id-card</id><published>2026-03-03T11:51:00Z</published><updated>2026-03-03T11:51:00Z</updated><content type="html">&lt;a title="Lee esto en Espa&amp;ntilde;ol" href="/espanol/b/tucobertura/posts/tarjeta-de-asegurado-digital"&gt;&lt;/a&gt;
Your phone does a lot more than text and make calls these days. It&amp;rsquo;s a safe place to keep important parts of your life. You can store photos of people you love and use it to pay for things. You can also use it to see your health insurance bene...(&lt;a href="https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/digital-member-id-card"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsok.com/aggbug?PostID=1217&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>BCBSOK Connect Team</name><uri>https://connect.bcbsok.com/members/bcbsokconnect</uri></author><category term="Blue Access for Members" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Blue%2bAccess%2bfor%2bMembers" /><category term="Health Insurance Tools" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Health%2bInsurance%2bTools" /><category term="Benefits and Coverage" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage" /><category term="BCBS App" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/BCBS%2bApp" /><category term="ID card" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/ID%2bcard" /></entry><entry><title>The Help You Need to Navigate Your Health Plan</title><link rel="alternate" type="text/html" href="https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/help-center" /><id>https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/help-center</id><published>2026-02-27T19:09:00Z</published><updated>2026-02-27T19:09:00Z</updated><content type="html">&lt;a title="/espanol/b/tucobertura/posts/centro-de-ayuda" href="/espanol/b/tucobertura/posts/centro-de-ayuda"&gt;&lt;/a&gt;Insurance can be confusing. We&amp;rsquo;re here to help. Our &lt;a title="Help Center" href="https://www.bcbsok.com/help-center"&gt;Help Center&lt;/a&gt; can help you find the answers you need to use your benefits and get answers to key questions.
Get Help in One Handy Place
Bookmark the &lt;a title="Help Center" href="https://www.bcbsok.com/help-center"&gt;Help Center&lt;/a&gt;&amp;nbsp;and visit often for quick, e...(&lt;a href="https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/help-center"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsok.com/aggbug?PostID=1539&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>BCBSOK Connect Team</name><uri>https://connect.bcbsok.com/members/bcbsokconnect</uri></author><category term="Understanding Insurance" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Understanding%2bInsurance" /><category term="Insurance Agent" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Insurance%2bAgent" /><category term="Network Providers" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Network%2bProviders" /><category term="Benefits and Coverage" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage" /></entry><entry><title>Check Your Updated Drug List</title><link rel="alternate" type="text/html" href="https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/drug-list-update" /><id>https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/drug-list-update</id><published>2026-02-27T18:40:00Z</published><updated>2026-02-27T18:40:00Z</updated><content type="html">Medicines play a major role in preventing and treating many health problems. That is why a prescription drug benefit is included in most health plans.
Many Blue Cross and Blue Shield of Oklahoma plans have a prescription drug list (also known as a fo...(&lt;a href="https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/drug-list-update"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsok.com/aggbug?PostID=1004&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>BCBSOK Connect Team</name><uri>https://connect.bcbsok.com/members/bcbsokconnect</uri></author><category term="Prescriptions" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Prescriptions" /><category term="Drug List" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Drug%2bList" /><category term="Benefits and Coverage" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage" /></entry><entry><title>Learn About Prescription Costs</title><link rel="alternate" type="text/html" href="https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/drug-costs" /><id>https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/drug-costs</id><published>2026-02-27T08:40:00Z</published><updated>2026-02-27T08:40:00Z</updated><content type="html">&lt;a title="Lee esto en Espa&amp;ntilde;ol" href="/espanol/b/tucobertura/posts/precio-recetas-medicas"&gt;&lt;/a&gt;There are many things to know when it comes to getting the medicine you need. How much will it cost? Is there one that will work just as well but cost less? Does it matter where I go to get my prescription filled?
And these are just a few. We have so...(&lt;a href="https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/drug-costs"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsok.com/aggbug?PostID=999&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>BCBSOK Connect Team</name><uri>https://connect.bcbsok.com/members/bcbsokconnect</uri></author><category term="Prescriptions" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Prescriptions" /><category term="Drug List" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Drug%2bList" /><category term="Generic" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Generic" /><category term="Benefits and Coverage" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage" /><category term="Save Money" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Save%2bMoney" /></entry><entry><title>What Is a Premium Tax Credit for Health Insurance?</title><link rel="alternate" type="text/html" href="https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/what-is-the-premium-tax-credit-for-health-insurance" /><id>https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/what-is-the-premium-tax-credit-for-health-insurance</id><published>2026-02-25T14:41:00Z</published><updated>2026-02-25T14:41:00Z</updated><content type="html">A premium tax credit is a form of financial assistance. It helps with the cost of buying health insurance. Before you enroll in a new plan, check to see if you qualify for a tax credit.
Who Is Eligible?
Premium tax credits are for individuals and fam...(&lt;a href="https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/what-is-the-premium-tax-credit-for-health-insurance"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsok.com/aggbug?PostID=289&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>BCBSOK Connect Team</name><uri>https://connect.bcbsok.com/members/bcbsokconnect</uri></author><category term="Understanding Insurance" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Understanding%2bInsurance" /><category term="Health Care Costs" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Health%2bCare%2bCosts" /><category term="Premium Tax Credit" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Premium%2bTax%2bCredit" /></entry><entry><title>Everything You Need to Know About Health Savings and Flexible Spending Accounts</title><link rel="alternate" type="text/html" href="https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/health-savings-accounts-and-flexible-spending-accounts" /><id>https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/health-savings-accounts-and-flexible-spending-accounts</id><published>2026-02-11T12:24:00Z</published><updated>2026-02-11T12:24:00Z</updated><content type="html">Along with acronyms for preferred provider organizations (PPOs) and health maintenance organizations (HMOs), add two more to your list. Both can help you pay doctor bills and save money.
Health savings accounts (HSAs) and flexible spending accounts (...(&lt;a href="https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/health-savings-accounts-and-flexible-spending-accounts"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsok.com/aggbug?PostID=511&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>BCBSOK Connect Team</name><uri>https://connect.bcbsok.com/members/bcbsokconnect</uri></author><category term="PPO" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/PPO" /><category term="HMO Insurance" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/HMO%2bInsurance" /><category term="Understanding Insurance" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Understanding%2bInsurance" /><category term="Flexible Spending Account" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Flexible%2bSpending%2bAccount" /><category term="health savings account" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/health%2bsavings%2baccount" /><category term="consumer driven health plans" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/consumer%2bdriven%2bhealth%2bplans" /><category term="Health Care Costs" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Health%2bCare%2bCosts" /><category term="Benefits and Coverage" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage" /></entry><entry><title>What Is an HMO?</title><link rel="alternate" type="text/html" href="https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/what-is-an-hmo" /><id>https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/what-is-an-hmo</id><published>2026-02-09T21:35:00Z</published><updated>2026-02-09T21:35:00Z</updated><content type="html">&lt;a title="Lee esto en Espa&amp;ntilde;ol" href="/espanol/b/tucobertura/posts/que-es-una-cobertura-hmo"&gt;&lt;/a&gt;An HMO &amp;mdash; or health maintenance organization &amp;mdash; can help keep your costs lower and more predictable compared to other types of plans. With one doctor to coordinate your care, an HMO health plan is easy to use.
An HMO health plan offers:

Mo...(&lt;a href="https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/what-is-an-hmo"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsok.com/aggbug?PostID=1381&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>BCBSOK Connect Team</name><uri>https://connect.bcbsok.com/members/bcbsokconnect</uri></author><category term="HMO Insurance" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/HMO%2bInsurance" /><category term="Using Health Insurance" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Using%2bHealth%2bInsurance" /><category term="Blue Access for Members" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Blue%2bAccess%2bfor%2bMembers" /><category term="Provider Finder" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Provider%2bFinder" /><category term="Benefits and Coverage" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage" /></entry><entry><title>How to Find In-Network Providers</title><link rel="alternate" type="text/html" href="https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/save-time-money" /><id>https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/save-time-money</id><published>2026-02-09T20:42:00Z</published><updated>2026-02-09T20:42:00Z</updated><content type="html">&lt;a title="Lee esto en Espa&amp;ntilde;ol" href="/espanol/b/tucobertura/posts/ahorra-tiempo-y-dinero"&gt;&lt;/a&gt;There&amp;rsquo;s a lot to think about when deciding where to get health care &amp;ndash; cost, networks, location and more.
Being informed does not have to be tricky. We have resources available to help you make the best decision for you. Your&amp;nbsp;&lt;a title="online member account" href="https://mybam.bcbsok.com/?utm_source=connect&amp;amp;utm_medium=internal&amp;amp;utm_campaign=connect_bam"&gt;online m...&lt;/a&gt;(&lt;a href="https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/save-time-money"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsok.com/aggbug?PostID=1029&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>BCBSOK Connect Team</name><uri>https://connect.bcbsok.com/members/bcbsokconnect</uri></author><category term="Network Providers" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Network%2bProviders" /><category term="Provider Finder" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Provider%2bFinder" /><category term="Health Care Costs" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Health%2bCare%2bCosts" /><category term="Benefits and Coverage" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage" /><category term="Participating Providers" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Participating%2bProviders" /></entry><entry><title>Support Is Available for Members with Chronic Conditions</title><link rel="alternate" type="text/html" href="https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/chronic-conditions-support" /><id>https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/chronic-conditions-support</id><published>2026-02-09T19:26:00Z</published><updated>2026-02-09T19:26:00Z</updated><content type="html">We are committed to helping members with chronic conditions maintain a higher quality of life.
Blue Cross and Blue Shield of Oklahoma offers no-cost programs to educate and support members with diabetes, asthma, congestive heart failure, coronary art...(&lt;a href="https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/chronic-conditions-support"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsok.com/aggbug?PostID=1067&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>BCBSOK Connect Team</name><uri>https://connect.bcbsok.com/members/bcbsokconnect</uri></author><category term="Heart Disease" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Heart%2bDisease" /><category term="COPD" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/COPD" /><category term="Asthma" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Asthma" /><category term="Diabetes" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Diabetes" /><category term="Benefits and Coverage" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage" /><category term="Chronic Conditions" scheme="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Chronic%2bConditions" /></entry></feed>