Blogs

Get Fit and Save in October

2026-09-01T08:12:00Z

Well onTarget and the Fitness Program are not available to all members. Check your online account information or ask your benefits administrator to see if you have these benefits. If you’re looking to stay in shape, or get back in sha...(read more)

What Is an HMO?

2026-08-27T20:35:00Z

An HMO — or health maintenance organization — can help keep your costs lower and more predictable compared to other types of plans. With one doctor to coordinate your care, an HMO health plan is easy to use. An HMO health plan offers: Mo...(read more)

Check Your Updated Drug List

2026-08-27T17:40:00Z

Medicines play a major role in preventing and treating many health problems. That is why a prescription drug benefit is included in most health plans. Many Blue Cross and Blue Shield of Oklahoma plans have a prescription drug list (also known as a fo...(read more)

Your Health Plan Covers Reconstructive Surgery After a Mastectomy

2026-08-27T13:52:00Z

It’s normal to be anxious if you find out you need to have a mastectomy due to breast cancer. A mastectomy is the removal of one or both breasts. This procedure is most often performed to treat breast cancer. If you are facing this surgery, tak...(read more)

Is My Prescription a Pharmacy or Medical Benefit?

2026-07-30T15:00:00Z

It’s no secret that prescription drugs can be pricey. One of the best ways to save on the drugs you are prescribed is to make sure you understand how your health plan benefits work. A good place to start is to answer this question: Is my prescr...(read more)

Insurance Basics: Out-of-Pocket Maximum

2026-07-30T13:32:00Z

We know health care terms can be confusing. One you’re sure to run across is “out-of-pocket maximum.” What does it mean? How does it affect you and your family? How does it influence your choice of health plan? You share the cost of...(read more)

Plan Year Ending Soon? Make the Most of It

2026-07-30T10:11:00Z

If you’re the kind of person who needs a deadline to get things done, there may be a big one just around the corner. If your health plan year is ending soon, it’s a good time to review your health benefits. Doing so could be a boost to yo...(read more)

Our Customer Service, Appeals Process Can Help

2026-07-30T08:50:00Z

We want you to be happy with your health plan. If you don’t understand a benefit decision made by Blue Cross and Blue Shield of Oklahoma or BlueLincs HMOSM, first call customer service. In most cases, a customer service representative will be a...(read more)

Let Us Help You Understand Your Health Plan

2026-07-30T08:48:00Z

This article is intended for HMO members. Blue Cross and Blue Shield of Oklahoma and BlueLincs HMOSM support our members’ communication needs. We use software to help make sure the information we send is easy to understand. If you are language,...(read more)

What Is Coordination of Benefits?

2026-07-28T06:08:00Z

When you need care and are on two different health insurance plans, your insurers will coordinate your benefits (COB). This helps you get maximum coverage when you need it. If you’re covered by two different health plans, your provider may fil...(read more)

5 Reasons a Claim May Be Denied

2026-07-16T10:22:00Z

Believe it or not, there are only a handful of reasons that may lead to a health care service not getting approved or a claim not being paid. They fall into these five buckets. The claim has errors. Minor data errors are the most common culprit...(read more)

What to Do if Your Claim Is Not Approved

2026-07-16T09:32:00Z

Nurse care manager Lenzy Mixon got a call from a member about a large bill he received for a stay at a skilled nursing facility. He checked with his doctor, who assured him the stay had been pre-approved by his health plan. His next call was to us. ...(read more)

Know Your Plan, Know Your Benefits

2026-07-08T23:32:00Z

This article is intended for HMO members. As an informed consumer, you should know about the benefit exclusions and limits of your health plan. Your BlueLincs HMOSM exclusions and limits are listed in your schedule of benefits. To see the exclusions ...(read more)

Multi-Language Support Is Available

2026-07-08T14:40:00Z

If you or someone you are helping has questions and English is not your primary language, you have the right to get help and information in your primary language at no cost. To speak to an interpreter, call the customer service number on your member ...(read more)

HIPAA: What More Do You Need to Know?

2026-07-08T13:56:00Z

When you go to a doctor, dentist or eye doctor, you are asked to sign that you’ve seen their privacy statement. What does that mean? Thanks to the Health Insurance Portability and Accountability Act (HIPAA), you are reminded at each visi...(read more)