<?xml version="1.0" encoding="UTF-8" ?>
<?xml-stylesheet type="text/xsl" href="https://connect.bcbsok.com/cfs-file/__key/system/syndication/rss.xsl" media="screen"?><rss version="2.0" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:atom="http://www.w3.org/2005/Atom"><channel><title>Blogs</title><link>https://connect.bcbsok.com/my-coverage-explained/b/weblog</link><description>Get your Oklahoma health insurance coverage explained by our experts. We&amp;#39;ll also give you advice and tips to handle a variety of issues you may encounter.</description><dc:language>en-US</dc:language><generator>Telligent Community 12</generator><lastBuildDate>Tue, 29 Sep 2026 11:04:00 GMT</lastBuildDate><atom:link rel="self" type="application/rss+xml" href="https://connect.bcbsok.com/my-coverage-explained/b/weblog" /><item><title>What Is 3D Mammography?</title><link>https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/what-is-3d-mammography</link><pubDate>Tue, 29 Sep 2026 11:04:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:f4320607-bb33-4c1e-ab79-16e3063ef815</guid><dc:creator>BCBSOK Connect Team</dc:creator><slash:comments>0</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbsok.com/my-coverage-explained/b/weblog/rsscomments?WeblogPostID=712</wfw:commentRss><comments>https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/what-is-3d-mammography#comments</comments><description>&lt;a title="Lee esto en Espa&amp;ntilde;ol" href="https://connect.bcbsok.com/espanol/b/tucobertura/posts/en-que-consisten-las-mamografias-3d"&gt;&lt;/a&gt;
Women have choices when it comes to breast cancer screenings. A standard mammogram every one or two years is the recommended best practice for early detection. It can detect breast cancer up to three years before it can be felt.
Since their introduc...(&lt;a href="https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/what-is-3d-mammography"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsok.com/aggbug?PostID=712&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Women_1920_s%2bHealth">Women’s Health</category><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Preventive%2bCare">Preventive Care</category><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Breast%2bCancer">Breast Cancer</category><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage">Benefits and Coverage</category><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Breast%2bCancer%2bPrevention">Breast Cancer Prevention</category></item><item><title>Know Your Colorectal Cancer Screening Options</title><link>https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/cancer-screening-preventive-diagnostic</link><pubDate>Mon, 28 Sep 2026 12:36:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:98e36d0d-1caf-457d-8422-51a3794e2369</guid><dc:creator>BCBSOK Connect Team</dc:creator><slash:comments>0</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbsok.com/my-coverage-explained/b/weblog/rsscomments?WeblogPostID=1308</wfw:commentRss><comments>https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/cancer-screening-preventive-diagnostic#comments</comments><description>&lt;a title="Lee esto en Espa&amp;ntilde;ol" href="https://connect.bcbsok.com/espanol/b/tucobertura/posts/conoce-tus-opciones-de-deteccion-del-cancer-colorrectal"&gt;&lt;/a&gt;Getting screened for colon cancer is an important way to protect your health.
Colon cancer is the fourth leading cause of cancer death in the U.S. But colon cancer can be successfully treated when it is found and treated early. Until it grows or spre...(&lt;a href="https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/cancer-screening-preventive-diagnostic"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsok.com/aggbug?PostID=1308&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Medical%2bCare">Medical Care</category><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Colon%2bHealth">Colon Health</category><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Colorectal%2bCancer%2bScreening%2bOptions">Colorectal Cancer Screening Options</category><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Cancer">Cancer</category><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Preventive%2bCare">Preventive Care</category><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage">Benefits and Coverage</category></item><item><title>Looking for Ways to Save on Healthy Gifts?</title><link>https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/deals-blue365</link><pubDate>Mon, 28 Sep 2026 11:37:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:1b9f98f8-3a63-4256-bea1-c6f0519467e7</guid><dc:creator>BCBSOK Connect Team</dc:creator><slash:comments>0</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbsok.com/my-coverage-explained/b/weblog/rsscomments?WeblogPostID=989</wfw:commentRss><comments>https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/deals-blue365#comments</comments><description>&lt;a title="Lee esto en Espa&amp;ntilde;ol" href="https://connect.bcbsok.com/espanol/b/tucobertura/posts/ofertas-blue365"&gt;&lt;/a&gt;Do your shopping lists never end? Are you a champion bargain hunter? Then Blue365&amp;reg; is perfect for you. Blue365 is a discount service that saves you money on a variety of everyday needs and healthy lifestyle aids.
How Does It Work?
Any member of a...(&lt;a href="https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/deals-blue365"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsok.com/aggbug?PostID=989&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Discounts">Discounts</category><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Deals">Deals</category><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Blue365">Blue365</category><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage">Benefits and Coverage</category></item><item><title>Get to Know Your Medical Tests: Preventive vs. Diagnostic</title><link>https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/medical-tests-preventive-vs-diagnostic</link><pubDate>Mon, 28 Sep 2026 09:58:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:50f6b519-9a83-4945-b201-f3c4cc0aea51</guid><dc:creator>BCBSOK Connect Team</dc:creator><slash:comments>0</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbsok.com/my-coverage-explained/b/weblog/rsscomments?WeblogPostID=1552</wfw:commentRss><comments>https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/medical-tests-preventive-vs-diagnostic#comments</comments><description>&lt;a title="/espanol/b/tucobertura/posts/pruebas-medicas-prevencion-y-de-diagnostico" href="https://connect.bcbsok.com/espanol/b/tucobertura/posts/pruebas-medicas-prevencion-y-de-diagnostico"&gt;&lt;/a&gt;When your doctor orders a test for you, it&amp;rsquo;s important to know what type of test is ordered. There are two types, preventive and diagnostic.
Knowing the difference between these two types of tests will help you better understand your treatment ...(&lt;a href="https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/medical-tests-preventive-vs-diagnostic"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsok.com/aggbug?PostID=1552&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Medical%2bCare">Medical Care</category><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Understanding%2bInsurance">Understanding Insurance</category><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Preventive%2bCare">Preventive Care</category><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage">Benefits and Coverage</category></item><item><title>HMO Members: Learn About Your Out-of-Network Health Care Options</title><link>https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/hmo-out-of-network-options</link><pubDate>Mon, 28 Sep 2026 09:49:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:2e995776-dc6f-48cd-bc4f-60610de2fac1</guid><dc:creator>BCBSOK Connect Team</dc:creator><slash:comments>0</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbsok.com/my-coverage-explained/b/weblog/rsscomments?WeblogPostID=996</wfw:commentRss><comments>https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/hmo-out-of-network-options#comments</comments><description>This article is intended for HMO members enrolled in an employer health insurance plan.
BlueLincs HMOSM members are required to get prior authorization or precertification for services that are not done by your primary care provider (PCP).
You&amp;rsquo;...(&lt;a href="https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/hmo-out-of-network-options"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsok.com/aggbug?PostID=996&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/BlueLincs%2bHMO">BlueLincs HMO</category><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Out%2bof%2bNetwork">Out of Network</category><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Employer%2bCoverage">Employer Coverage</category><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage">Benefits and Coverage</category><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/HMO">HMO</category></item><item><title>PPO Members: Learn About Your Out-of-Network Health Care Options</title><link>https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/ppo-out-of-network-options</link><pubDate>Mon, 28 Sep 2026 09:33:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:b7793572-bb77-493f-9479-d15d9aa3804b</guid><dc:creator>BCBSOK Connect Team</dc:creator><slash:comments>0</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbsok.com/my-coverage-explained/b/weblog/rsscomments?WeblogPostID=995</wfw:commentRss><comments>https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/ppo-out-of-network-options#comments</comments><description>This article is intended for PPO members enrolled in an employer health insurance plan.
As a Blue Cross and Blue Shield of Oklahoma PPO member, you get the highest level of benefits and have lower out-of-pocket costs by staying in your health plan&amp;amp;rs...(&lt;a href="https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/ppo-out-of-network-options"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsok.com/aggbug?PostID=995&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/PPO">PPO</category><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Out%2bof%2bNetwork">Out of Network</category><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Employer%2bCoverage">Employer Coverage</category><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage">Benefits and Coverage</category></item><item><title>Get Fit and Save in October</title><link>https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/fitness-program-waived-enrollment</link><pubDate>Tue, 01 Sep 2026 08:12:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:75147c78-3018-476a-8bc2-c1a602209301</guid><dc:creator>BCBSOK Connect Team</dc:creator><slash:comments>0</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbsok.com/my-coverage-explained/b/weblog/rsscomments?WeblogPostID=1031</wfw:commentRss><comments>https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/fitness-program-waived-enrollment#comments</comments><description>Well onTarget and the Fitness Program&amp;nbsp;are not available to all members. Check your online account information&amp;nbsp;or ask your benefits administrator to see if you have these benefits.
If you&amp;rsquo;re looking to stay in shape, or get back in sha...(&lt;a href="https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/fitness-program-waived-enrollment"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsok.com/aggbug?PostID=1031&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Exercise">Exercise</category><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Fitness%2bProgram">Fitness Program</category><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage">Benefits and Coverage</category><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Well%2bonTarget">Well onTarget</category></item><item><title>What Is an HMO?</title><link>https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/what-is-an-hmo</link><pubDate>Thu, 27 Aug 2026 20:35:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:b30dacbb-25ea-4b92-ba1e-2f166c060375</guid><dc:creator>BCBSOK Connect Team</dc:creator><slash:comments>0</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbsok.com/my-coverage-explained/b/weblog/rsscomments?WeblogPostID=1381</wfw:commentRss><comments>https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/what-is-an-hmo#comments</comments><description>&lt;a title="Lee esto en Espa&amp;ntilde;ol" href="https://connect.bcbsok.com/espanol/b/tucobertura/posts/que-es-una-cobertura-hmo"&gt;&lt;/a&gt;An HMO &amp;mdash; or health maintenance organization &amp;mdash; can help keep your costs lower and more predictable compared to other types of plans. With one doctor to coordinate your care, an HMO health plan is easy to use.
An HMO health plan offers:

Mo...(&lt;a href="https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/what-is-an-hmo"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsok.com/aggbug?PostID=1381&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/HMO%2bInsurance">HMO Insurance</category><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Using%2bHealth%2bInsurance">Using Health Insurance</category><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Blue%2bAccess%2bfor%2bMembers">Blue Access for Members</category><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Provider%2bFinder">Provider Finder</category><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage">Benefits and Coverage</category></item><item><title>Check Your Updated Drug List</title><link>https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/drug-list-update</link><pubDate>Thu, 27 Aug 2026 17:40:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:a5bb9c44-0d05-4b1d-a198-37ba2d4cd169</guid><dc:creator>BCBSOK Connect Team</dc:creator><slash:comments>0</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbsok.com/my-coverage-explained/b/weblog/rsscomments?WeblogPostID=1004</wfw:commentRss><comments>https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/drug-list-update#comments</comments><description>Medicines play a major role in preventing and treating many health problems. That is why a prescription drug benefit is included in most health plans.
Many Blue Cross and Blue Shield of Oklahoma plans have a prescription drug list (also known as a fo...(&lt;a href="https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/drug-list-update"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsok.com/aggbug?PostID=1004&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Prescriptions">Prescriptions</category><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Drug%2bList">Drug List</category><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage">Benefits and Coverage</category></item><item><title>Your Health Plan Covers Reconstructive Surgery After a Mastectomy</title><link>https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/mastectomy-reconstructive-surgery</link><pubDate>Thu, 27 Aug 2026 13:52:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:766b24a9-0df3-476c-8ba2-6543cdbb72cc</guid><dc:creator>BCBSOK Connect Team</dc:creator><slash:comments>0</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbsok.com/my-coverage-explained/b/weblog/rsscomments?WeblogPostID=1158</wfw:commentRss><comments>https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/mastectomy-reconstructive-surgery#comments</comments><description>It&amp;rsquo;s normal to be anxious if you find out you need to have a mastectomy due to breast cancer. A mastectomy is the removal of one or both breasts. This procedure is most often performed to treat breast cancer.
If you are facing this surgery, tak...(&lt;a href="https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/mastectomy-reconstructive-surgery"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsok.com/aggbug?PostID=1158&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Women_1920_s%2bHealth">Women’s Health</category><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Employer%2bCoverage">Employer Coverage</category><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Breast%2bCancer">Breast Cancer</category><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage">Benefits and Coverage</category></item><item><title>Is My Prescription a Pharmacy or Medical Benefit?</title><link>https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/pharmacy-benefit-vs-medical-benefit</link><pubDate>Thu, 30 Jul 2026 15:00:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:8a0522f1-d0aa-4687-b50e-fd413d96eabc</guid><dc:creator>BCBSOK Connect Team</dc:creator><slash:comments>0</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbsok.com/my-coverage-explained/b/weblog/rsscomments?WeblogPostID=1431</wfw:commentRss><comments>https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/pharmacy-benefit-vs-medical-benefit#comments</comments><description>&lt;a title="Lee esto en Espa&amp;ntilde;ol" href="https://connect.bcbsok.com/espanol/b/tucobertura/posts/cobertura-para-medicamentos-o-cobertura-medica"&gt;&lt;/a&gt;It&amp;rsquo;s no secret that prescription drugs can be pricey. One of the best ways to save on the drugs you are prescribed is to make sure you understand how your health plan benefits work.
A good place to start is to answer this question: Is my prescr...(&lt;a href="https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/pharmacy-benefit-vs-medical-benefit"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsok.com/aggbug?PostID=1431&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Prescriptions">Prescriptions</category><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/In_2D00_Network">In-Network</category><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Drug%2bList">Drug List</category><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Generic%2bDrugs">Generic Drugs</category><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Pharmacy">Pharmacy</category><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage">Benefits and Coverage</category><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Pharmacy%2bBenefits">Pharmacy Benefits</category></item><item><title>Insurance Basics: Out-of-Pocket Maximum</title><link>https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/what-is-an-out-of-pocket-maximum</link><pubDate>Thu, 30 Jul 2026 13:32:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:223b2be7-4256-416d-b522-ef42847a2cb3</guid><dc:creator>BCBSOK Connect Team</dc:creator><slash:comments>0</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbsok.com/my-coverage-explained/b/weblog/rsscomments?WeblogPostID=283</wfw:commentRss><comments>https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/what-is-an-out-of-pocket-maximum#comments</comments><description>&lt;a title="/espanol/b/tucobertura/posts/gasto-de-bolsillo" href="https://connect.bcbsok.com/espanol/b/tucobertura/posts/gasto-de-bolsillo"&gt;&lt;/a&gt;We know health care terms can be confusing. One you&amp;rsquo;re sure to run across is &amp;ldquo;out-of-pocket maximum.&amp;rdquo; What does it mean? How does it affect you and your family? How does it influence your choice of health plan?
You share the cost of...(&lt;a href="https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/what-is-an-out-of-pocket-maximum"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsok.com/aggbug?PostID=283&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Out_2D00_of_2D00_pocket%2bcosts">Out-of-pocket costs</category><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Provider%2bFinder">Provider Finder</category><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Health%2bCare%2bCosts">Health Care Costs</category><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Medical%2bBills">Medical Bills</category><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/How%2bHealth%2bInsurance%2bWorks">How Health Insurance Works</category><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Insurance%2bBasics">Insurance Basics</category></item><item><title>Plan Year Ending Soon? Make the Most of It</title><link>https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/make-most-of-plan-year-end</link><pubDate>Thu, 30 Jul 2026 10:11:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:6ceb9d78-bb4b-48f0-92af-3b266496d94d</guid><dc:creator>BCBSOK Connect Team</dc:creator><slash:comments>2</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbsok.com/my-coverage-explained/b/weblog/rsscomments?WeblogPostID=985</wfw:commentRss><comments>https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/make-most-of-plan-year-end#comments</comments><description>&lt;a title="/espanol/b/tucobertura/posts/aprovechar-al-maximo-la-finalizacion-del-plan-de-cobertura" href="https://connect.bcbsok.com/espanol/b/tucobertura/posts/aprovechar-al-maximo-la-finalizacion-del-plan-de-cobertura"&gt;&lt;/a&gt;If you&amp;rsquo;re the kind of person who needs a deadline to get things done, there may be a big one just around the corner. If your health plan year is ending soon, it&amp;rsquo;s a good time to review your health benefits.
Doing so could be a boost to yo...(&lt;a href="https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/make-most-of-plan-year-end"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsok.com/aggbug?PostID=985&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Deductible">Deductible</category><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Blue%2bAccess%2bfor%2bMembers">Blue Access for Members</category><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/BAM">BAM</category><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/My%2bCoverage%2bExplained">My Coverage Explained</category><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Preventive%2bCare">Preventive Care</category><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Health%2bCare%2bCosts">Health Care Costs</category><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Save%2bMoney">Save Money</category></item><item><title>Our Customer Service, Appeals Process Can Help</title><link>https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/appeals-process</link><pubDate>Thu, 30 Jul 2026 08:50:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:a76d7305-cc7f-4da4-ba9f-152f27f8662b</guid><dc:creator>BCBSOK Connect Team</dc:creator><slash:comments>1</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbsok.com/my-coverage-explained/b/weblog/rsscomments?WeblogPostID=1157</wfw:commentRss><comments>https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/appeals-process#comments</comments><description>We want you to be happy with your health plan. If you don&amp;rsquo;t understand a benefit decision made by Blue Cross and Blue Shield of Oklahoma or BlueLincs HMOSM, first call customer service.
In most cases, a customer service representative will be a...(&lt;a href="https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/appeals-process"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsok.com/aggbug?PostID=1157&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Appeals">Appeals</category><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/BlueLincs%2bHMO">BlueLincs HMO</category><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Employer%2bCoverage">Employer Coverage</category><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage">Benefits and Coverage</category><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/HMO">HMO</category></item><item><title>Let Us Help You Understand Your Health Plan</title><link>https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/understand-plan</link><pubDate>Thu, 30 Jul 2026 08:48:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:9b19ca36-f838-4960-a511-abff75ee3f71</guid><dc:creator>BCBSOK Connect Team</dc:creator><slash:comments>1</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbsok.com/my-coverage-explained/b/weblog/rsscomments?WeblogPostID=1156</wfw:commentRss><comments>https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/understand-plan#comments</comments><description>This article is intended for HMO members.
Blue Cross and Blue Shield of Oklahoma and BlueLincs HMOSM support our members&amp;rsquo; communication needs.
We use software to help make sure the information we send is easy to understand.
If you are language,...(&lt;a href="https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/understand-plan"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsok.com/aggbug?PostID=1156&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/BlueLincs%2bHMO">BlueLincs HMO</category><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Customer%2bService">Customer Service</category><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Employer%2bCoverage">Employer Coverage</category><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage">Benefits and Coverage</category><category domain="https://connect.bcbsok.com/my-coverage-explained/b/weblog/archive/tags/HMO">HMO</category></item></channel></rss>