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<?xml-stylesheet type="text/xsl" href="https://connect.bcbsok.com/cfs-file/__key/system/syndication/rss.xsl" media="screen"?><rss version="2.0" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" xmlns:wfw="http://wellformedweb.org/CommentAPI/"><channel><title /><link>https://connect.bcbsok.com/</link><description>Connect With Us! Log in to our community to ask questions, rate articles, comment and more. Search articles and watch videos; ask questions and get answers. Topics include everything from improving your well-being to explaining health coverage.</description><dc:language>en-US</dc:language><generator>Telligent Community 12</generator><item><title>Forum Post: RE: I'm trying to register my account but having tried finding my member ID number. I work for incor</title><link>https://connect.bcbsok.com/ask-bcbsok/f/questions-and-answers/298/i-m-trying-to-register-my-account-but-having-tried-finding-my-member-id-number-i-work-for-incor/428</link><pubDate>Mon, 31 Aug 2026 13:47:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:f6242181-1e4c-450f-a92a-ffe368060e08</guid><dc:creator>BCBSOK Connect Team</dc:creator><description>Hello, We can help you with this if you&amp;#39;d like to send us a private message. ~ KW</description></item><item><title>Blog Post: Ghoulishly Good Tips for a Healthy and Safe Halloween</title><link>https://connect.bcbsok.com/health-and-wellness/b/weblog/posts/ghoulishly-good-tips-for-a-healthy-and-safe-halloween</link><pubDate>Mon, 31 Aug 2026 11:00:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:0e38a4f2-29a8-45dd-b339-6a3e1e5f7790</guid><dc:creator>BCBSOK Connect Team</dc:creator><description>The words healthy and Halloween don’t usually go together — for obvious reasons. Halloween is the one time of year when kids let loose and eat as much candy as they can get their hands on. Still, it&amp;#39;s possible to give your kids a fun and healthy Halloween. Here are some ideas to help you rein in the sugar rush: Feed your little monsters before they go trick-or-treating. If your kids eat a healthy, well-balanced meal before they head out the door, they’ll be full and likely to eat fewer sweets. Small bags are just right for small hands. Give your kids a smaller bag or bucket to take trick-or-treating. It will limit the amount of candy they collect and eat. If they protest, tell them it’s easier for their small hands to carry. Portion out their candy. When your kids get home from trick-or-treating, go through their candy with them. While tampering is rare it can happen. Always throw away unwrapped or suspicious items. Once that’s done, talk to your kids about how much candy they can have per day or per week. Divide their treats into agreed-upon serving sizes. If you hear some moaning, share the bright side: their candy will last longer. Keep the candy stash out of sight. In the days and weeks after Halloween, store leftover candy in a hard-to-reach spot that&amp;#39;s out of sight. Your children will be less likely to ask for more treats than you agreed upon if they can’t see them. When you prevent your kids from overindulging on Halloween, you take a big step toward teaching them healthy habits. Keep Safety in Mind Too Don’t let your kids trick-or-treat alone. Make sure an adult stays with young kids as they make their neighborhood rounds. Encourage your older kids to trick-or-treat in a group. Set rules about where they can go and what time they need to be home. Check that costumes, head coverings and shoes fit well. Costumes can be hazardous when they&amp;#39;re too big or too long. Make sure they&amp;#39;re short enough to not get caught on objects or cause tripping. Hats, wigs and masks should also fit well so they don’t cover your child’s eyes. Put reflective tape on your kids&amp;#39; costumes. Decorate costumes with reflective tape or stickers so they stay visible when it gets dark outside. Give them flashlights or glow sticks to carry or have them wear glow necklaces or bracelets to help them stay safe. Go over walking safety reminders. Child pedestrian accidents are more likely on Halloween than any other time of the year. It’s important to remind kids about the dangers of distracted walking. This includes looking at cell phones, goofing around with friends or listening to loud music. It’s also good to remind them about staying in well-lit areas, only going to houses with porch lights on, using cross walks and not crossing streets between parked cars. Kids should never enter a home or lean into a vehicle to collect treats. Have a happy, safe and healthy Halloween! What BOO-tiful costumes are your children wearing this year? Source: Halloween Fun &amp;amp; Safety Tips for Kids of All Ages , American Academy of Pediatrics, 2025; Pedestrian Safety Tips for Families , American Academy of Pediatrics, 2026</description><category domain="https://connect.bcbsok.com/tags/Health%2band%2bWellness">Health and Wellness</category><category domain="https://connect.bcbsok.com/tags/Children_1920_s%2bHealth">Children’s Health</category><category domain="https://connect.bcbsok.com/tags/Safety">Safety</category><category domain="https://connect.bcbsok.com/tags/Nutrition">Nutrition</category></item><item><title>Forum Post: I'm trying to register my account but having tried finding my member ID number. I work for incor</title><link>https://connect.bcbsok.com/ask-bcbsok/f/questions-and-answers/298/i-m-trying-to-register-my-account-but-having-tried-finding-my-member-id-number-i-work-for-incor</link><pubDate>Mon, 31 Aug 2026 01:40:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:e23e2bcc-a113-4759-95f7-4f013f351ae7</guid><dc:creator>Jaimie orozco</dc:creator><description>I&amp;#39;m trying to register my account but having tried finding my member ID number. I work for incor</description></item><item><title>Blog Post: What Is an HMO?</title><link>https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/what-is-an-hmo</link><pubDate>Thu, 27 Aug 2026 20:35:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:b30dacbb-25ea-4b92-ba1e-2f166c060375</guid><dc:creator>BCBSOK Connect Team</dc:creator><description>An HMO — or health maintenance organization — can help keep your costs lower and more predictable compared to other types of plans. With one doctor to coordinate your care, an HMO health plan is easy to use. An HMO health plan offers: Monthly premiums, copays and deductibles that are often lower than other types of plans. Access to certain doctors, hospitals, clinics, pharmacies, labs, and other care and service providers in your HMO network, to help control how much you pay for health care. A primary care provider (PCP) you see for annual physicals, preventive screenings, common illness or injuries, and other routine care. A referral from your PCP is required for most other types of care, like seeing a specialist, to be covered by your plan. It&amp;#39;s Personal An HMO health plan offers personalized care. Your care is coordinated by one doctor who knows you — your health history, current issues, medicines, lifestyle and how your family health history may affect your health. Get Started When you first sign up for an HMO health plan, you choose, or are assigned, a PCP who may be part of a medical group or independent practice association. Each person on your plan can pick a PCP. A PCP most often focuses on general internal medicine, family medicine or obstetrics/gynecology (OB/GYN). Older adults can choose a geriatric doctor. Children can have a pediatrician. If you&amp;#39;re a member, you can find your PCP or your medical group listed on your member ID card. Your Health Partner As the primary member of your care team, your PCP plays a big role in helping you stay healthy. Here are some tips to help you make the most of your PCP: If you&amp;#39;re a new patient, see your PCP right away. When you make your first appointment, let the doctor&amp;#39;s office know you&amp;#39;re a new patient. Going to your new patient appointment right away will help avoid delays in getting an appointment when you’re sick or need a referral. Get a referral. If you need to see a specialist, your PCP will refer you to one. Make sure the specialist or behavioral health care provider is in your network. Women don&amp;#39;t need a referral to see an in-network OB/GYN. You’ll need a referral to visit a hospital for non-emergency services. To find a provider or hospital in your network, log in to your account and go to Find Care . Call your PCP when you need care. Your PCP should be your first stop when you need care. For common illness and injury, like a cold, flu, minor cuts or burns, they will fit you into their schedule or refer you to another doctor or clinic. In some cases, they may have you go an urgent care clinic or a hospital. For emergencies. If your illness or injury is life-threatening, call 911 or go to the nearest emergency room. You don&amp;#39;t have to stay in-network or get a referral. Just let your PCP know that you had an emergency as soon as you can. They’ll follow your treatment and manage your follow-up care. You Have Choices Finding a provider you feel comfortable with is important. You can change your PCP, medical group or independent practice association to another in-network provider at any time. The only exceptions are when you are hospitalized or in the second or third trimester of pregnancy. To change to a different PCP : Online Log in to your account. Choose the “Change PCP” link. Follow the instructions. By phone Call the customer service number on your member ID card. Having one health care expert coordinate all your health care helps keep your costs and health on track. Year after year, health plans help improve member health and lower their total cost of care because health issues are handled before they get serious. In most cases, your HMO health plan won&amp;#39;t cover your costs if you go to a provider who isn’t in your network. Your health plan contracts with network providers who offer a service at a set price. Because out-of-network providers don&amp;#39;t have a contract with us, we can&amp;#39;t control how much they charge you. To avoid getting big bills, make sure you stay in your network. Be Informed No matter which type of plan you have, review it carefully. Know what&amp;#39;s covered and where you can go for care before you need it. Understanding how your plan works may save you time and money.</description><category domain="https://connect.bcbsok.com/tags/HMO%2bInsurance">HMO Insurance</category><category domain="https://connect.bcbsok.com/tags/Using%2bHealth%2bInsurance">Using Health Insurance</category><category domain="https://connect.bcbsok.com/tags/Blue%2bAccess%2bfor%2bMembers">Blue Access for Members</category><category domain="https://connect.bcbsok.com/tags/Provider%2bFinder">Provider Finder</category><category domain="https://connect.bcbsok.com/tags/Benefits%2band%2bCoverage">Benefits and Coverage</category></item><item><title>Blog Post: ¿Qué es una cobertura HMO?</title><link>https://connect.bcbsok.com/espanol/b/tucobertura/posts/que-es-una-cobertura-hmo</link><pubDate>Thu, 27 Aug 2026 19:58:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:ad66a476-7ea1-4135-8707-feecc86df488</guid><dc:creator>EquipoConnect</dc:creator><description>Una cobertura HMO, o una cobertura m&amp;#233;dica con beneficios de una Organizaci&amp;#243;n para el Mantenimiento de la Salud, puede ayudar a mantener los costos m&amp;#225;s bajos y predecibles en comparaci&amp;#243;n con otros tipos de coberturas. Adem&amp;#225;s, es f&amp;#225;cil de usar, ya que un solo m&amp;#233;dico coordina tu atenci&amp;#243;n m&amp;#233;dica. Una cobertura HMO ofrece lo siguiente: primas mensuales, copagos y deducibles que, por lo general, son m&amp;#225;s bajos comparados con otros tipos de coberturas; acceso a ciertos m&amp;#233;dicos, hospitales, cl&amp;#237;nicas, farmacias, laboratorios y otros prestadores de servicios m&amp;#233;dicos de la red de cobertura HMO, para ayudarte a controlar cu&amp;#225;nto pagas por la atenci&amp;#243;n m&amp;#233;dica; un prestador de atenci&amp;#243;n m&amp;#233;dica primaria (PCP, en ingl&amp;#233;s) al que acudes para hacerte ex&amp;#225;menes f&amp;#237;sicos anuales, ex&amp;#225;menes preventivos de detecci&amp;#243;n, tratar enfermedades comunes o lesiones y otros cuidados m&amp;#233;dicos de rutina. Para que la mayor&amp;#237;a de otros tipos de atenci&amp;#243;n m&amp;#233;dica est&amp;#233;n incluidos en tu cobertura, como consultar a un especialista, tienes que solicitar una orden m&amp;#233;dica o referido. Es personal Una cobertura HMO ofrece atenci&amp;#243;n m&amp;#233;dica personalizada. Tu atenci&amp;#243;n m&amp;#233;dica es coordinada por un m&amp;#233;dico que te conoce: sabe tu historial m&amp;#233;dico, tus problemas m&amp;#233;dicos actuales, los medicamentos que tomas, tu estilo de vida y c&amp;#243;mo tu historial m&amp;#233;dico familiar puede afectar tu salud. C&amp;#243;mo comenzar Cuando solicitas una cobertura HMO por primera vez, ya sea, puedes elegir o se te puede asignar un PCP que forma parte de un grupo m&amp;#233;dico o de una Asociaci&amp;#243;n de M&amp;#233;dicos Independientes. Cada persona incluida en tu cobertura m&amp;#233;dica puede elegir un m&amp;#233;dico de atenci&amp;#243;n primaria. Un PCP generalmente se enfoca en la medicina interna general, la medicina familiar o la obstetricia y la ginecolog&amp;#237;a (ginecolog&amp;#237;a-obstetricia). Los ancianos pueden elegir un m&amp;#233;dico de atenci&amp;#243;n geri&amp;#225;trica. Los ni&amp;#241;os pueden contar con un pediatra. Si eres un asegurado, puedes encontrar tu m&amp;#233;dico de atenci&amp;#243;n primaria o tu grupo m&amp;#233;dico en tu tarjeta de asegurado. Tambi&amp;#233;n puedes iniciar sesi&amp;#243;n en tu cuenta de asegurado en l&amp;#237;nea para realizar una b&amp;#250;squeda personalizada de prestadores de servicios m&amp;#233;dicos seg&amp;#250;n tu red y cobertura m&amp;#233;dica. Tu compa&amp;#241;ero en la salud Como el asegurado principal de tu equipo de atenci&amp;#243;n m&amp;#233;dica, tu PCP juega un papel importante para ayudarte a mantenerte saludable. A continuaci&amp;#243;n, te presentamos algunos consejos &amp;#250;tiles para ayudarte a aprovechar los servicios de tu PCP al m&amp;#225;ximo: Si eres un nuevo paciente, consulta a tu m&amp;#233;dico de atenci&amp;#243;n primaria de inmediato. Cuando programes tu primera cita, d&amp;#233;jale saber al consultorio de tu m&amp;#233;dico que eres un nuevo paciente. Acudir de inmediato a tu cita para pacientes nuevos ayudar&amp;#225; a evitar demoras en la obtenci&amp;#243;n de una cita cuando est&amp;#233;s enfermo o necesites una orden m&amp;#233;dica. Obtener una orden m&amp;#233;dica. Si necesitas consultar a un especialista, el PCP te referir&amp;#225; a uno de ellos. Aseg&amp;#250;rate de que el especialista o el prestador de servicios de salud mental participe en la red de tu cobertura. Las mujeres no necesitan una orden m&amp;#233;dica para consultar a un ginec&amp;#243;logo-obstetra de la red. Tambi&amp;#233;n necesitar&amp;#225;s una orden m&amp;#233;dica para acudir a un hospital para recibir servicios que no sean de emergencia. Para encontrar un prestador de servicios m&amp;#233;dicos u hospital de la red, inicia sesi&amp;#243;n en tu cuenta y dir&amp;#237;gete a Buscar atenci&amp;#243;n m&amp;#233;dica . Llama a tu PCP cuando necesites atenci&amp;#243;n m&amp;#233;dica. Tu m&amp;#233;dico de atenci&amp;#243;n primaria deber&amp;#237;a ser la primera persona a quien debes acudir cuando necesites atenci&amp;#243;n m&amp;#233;dica. Para enfermedades y lesiones comunes, como resfriados, gripe, cortaduras o quemaduras menores, te dar&amp;#225;n citas m&amp;#233;dicas convenientes u obtendr&amp;#225;s una orden m&amp;#233;dica para acudir a otro m&amp;#233;dico o cl&amp;#237;nica. En algunos casos, es posible que tengas que acudir a una cl&amp;#237;nica de atenci&amp;#243;n m&amp;#233;dica inmediata o a un hospital. En caso de emergencias. Si tu enfermedad o lesi&amp;#243;n pone tu vida en peligro, llama al 911 o acude a la sala de emergencias m&amp;#225;s cercana. No tienes que permanecer en la red ni obtener una orden m&amp;#233;dica. Tan pronto como puedas, solo d&amp;#233;jale saber a tu PCP que has tenido una emergencia. Continuar&amp;#225;n tus tratamientos y gestionar&amp;#225;n tu atenci&amp;#243;n m&amp;#233;dica de seguimiento. Tienes distintas opciones Es importante encontrar un prestador de servicios m&amp;#233;dicos con el que te sientas c&amp;#243;modo. Puedes cambiar tu PCP, tu grupo m&amp;#233;dico o tu consultorio m&amp;#233;dico a otro que forme parte de la red en cualquier momento. Las &amp;#250;nicas excepciones son cuando est&amp;#225;s hospitalizada o en el segundo o tercer trimestre del embarazo. Para cambiar de grupo m&amp;#233;dico a un grupo m&amp;#233;dico diferente: En l&amp;#237;nea Inicia sesi&amp;#243;n en tu cuenta. Elige el enlace &amp;quot;Change PCP&amp;quot; (cambiar PCP). Sigue las instrucciones. Por tel&amp;#233;fono Llama al n&amp;#250;mero de servicio al cliente en tu tarjeta de asegurado. Contar con un experto en atenci&amp;#243;n m&amp;#233;dica que coordine toda tu atenci&amp;#243;n m&amp;#233;dica ayuda a manejar los costos y la salud. A&amp;#241;o tras a&amp;#241;o, las coberturas ayudan a mejorar la salud de los asegurados y a reducir el costo general de la atenci&amp;#243;n m&amp;#233;dica porque los problemas de salud se gestionan antes de que se conviertan en problemas graves. En la mayor&amp;#237;a de los casos, tu cobertura m&amp;#233;dica HMO no cubrir&amp;#225; ninguno de tus gastos si acudes a un prestador de servicios m&amp;#233;dicos que no participa en la red. Tenemos contratos con prestadores de servicios m&amp;#233;dicos de la red que ofrecen servicios a un precio fijo. Debido a que los prestadores de servicios m&amp;#233;dicos que no participan en la red no tienen contrato con nosotros, no podemos controlar cu&amp;#225;nto te cobran. Para evitar recibir facturas grandes, aseg&amp;#250;rate de permanecer en la red de tu cobertura. Inf&amp;#243;rmate Sin importar el tipo de cobertura que tengas, rev&amp;#237;sala cuidadosamente. Conoce qu&amp;#233; beneficios y servicios est&amp;#225;n incluidos y a d&amp;#243;nde puedes acudir para recibir atenci&amp;#243;n m&amp;#233;dica antes de que la necesites. Puedes ahorrar tiempo y dinero cuando entiendes c&amp;#243;mo funciona tu cobertura m&amp;#233;dica.</description><category domain="https://connect.bcbsok.com/tags/Espa_26002300_241_3B00_ol">Espa&amp;#241;ol</category><category domain="https://connect.bcbsok.com/tags/Provider%2bFinder%2bEspa_26002300_241_3B00_ol">Provider Finder Espa&amp;#241;ol</category><category domain="https://connect.bcbsok.com/tags/Tu%2bCobertura">Tu Cobertura</category><category domain="https://connect.bcbsok.com/tags/C_26002300_243_3B00_mo%2bfunciona%2bel%2bseguro%2bm_26002300_233_3B00_dico">C&amp;#243;mo funciona el seguro m&amp;#233;dico</category><category domain="https://connect.bcbsok.com/tags/Blue%2bAccess%2bfor%2bMembers%2bEspa_26002300_241_3B00_ol">Blue Access for Members Espa&amp;#241;ol</category><category domain="https://connect.bcbsok.com/tags/HMO">HMO</category></item><item><title>Blog Post: Keep Your Brain Healthy at Any Age</title><link>https://connect.bcbsok.com/health-and-wellness/b/weblog/posts/healthy-brain-aging</link><pubDate>Thu, 27 Aug 2026 17:46:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:3071aaf9-3bbd-45c8-936d-8c3bd98cfa25</guid><dc:creator>BCBSOK Connect Team</dc:creator><description>It’s common to think that forgetfulness and other changes in our brain function are a part of getting older that we just have to accept. But studies show that there are simple steps you can take to help prevent cognitive decline and lower your risk of dementia. It’s never too soon to start taking steps to keep your brain healthy. But even if you’re already experiencing some changes, you can help prevent or slow the progress of cognitive decline. Keep Your Brain Healthy “The brain is malleable and changeable, and can improve throughout our lives,” neurosurgeon and health correspondent Dr. Sanjay Gupta told the American Academy of Neurology’s Brain &amp;amp; Life magazine . Dr. Gupta, who has written books about healthy aging and improving brain health, found that there are five main contributors to brain health that you can control: be more active, keep the brain stimulated, get enough quality sleep, eat a healthy diet, and build a strong social life. Some of the steps you can take for your brain health are the same as the ones you take to keep your whole body healthy: Be more active . Studies show that exercise is one of the most important things you can do for your brain health. Routine activity helps the brain by raising blood flow. That can slow a drop in mental function and lower the risk of getting Alzheimer’s disease and other neurological problems. Get plenty of sleep . It boosts your total recall and brain health. It’s also critical if you’re feeling less alert than usual. Eat a healthy diet . What you eat plays a large role in your brain health. A Mediterranean diet, heavy on plant-based foods, whole grains, fish and healthy fats like olive oil is a good pick. Eating a diet low in red meat and salt appears to raise mental focus and slow mental decline in older adults. And staying mentally active is also an important way to protect your brain health. Make a game plan to help improve your cognitive fitness: Keep your mind active . Your brain is like a muscle that you need to use. There are lots of things that you can do to keep it in shape, like reading, word games, playing cards or putting together a jigsaw puzzle. Consider it cross-training for your brain. Doing different activities is the key. Connect with others . Find ways to connect with friends and family. Dr. Gupta says that enjoying life through socializing seems to help brain health. Communities that have the best brain health in the world are ones where people are socially active and have rich social ties. Keep learning new things. A job may help keep you mentally active. Taking up a new hobby, taking classes, learning a new skill or volunteering can also keep your mind sharp. And try things that need manual skill, like building something, drawing or other crafty pursuits. Use all your senses. The more senses you use in learning something, the stronger your memory of it will be. Believe in yourself. The negative things we believe about aging can contribute to a decline in memory and mental ability. People who feel they can’t do anything about it are less likely to work at maintaining or improving their memory skills and more likely to decline. Try believing you can improve and acting to make it happen. Prioritize your brain use. Save your mental energy for learning and remembering new and important things. Use smart phone reminders, calendars and shopping lists to keep routine information easy to find and remember. Always keep your keys, glasses and other frequently needed things in the same place to avoid having to try to remember where you put them every time. Reinforce what you want to know. Say it out loud or write it down. This can build up the memory or link. Repeat it. Repeat words as a learning tool. Try once an hour, then in a few hours, then each day. That can help improve memory and make it simpler to master complicated information. Talk to Your Doctor Having some mild forgetfulness or noticing a difference in your thinking doesn’t mean you have a serious problem. But if you’re experiencing changes in your memory or brain function that concern you, be sure to talk to your doctor. Signs that may be concerning include having trouble with simple math or paying bills, frequently getting lost, repeating things over and over, or losing things more often. Sources: 6 tips to keep your brain healthy , Mayo Clinic, 2022; 6 simple steps to keep your mind sharp at any age , Harvard Medical School, 2020; Dr. Sanjay Gupta Gives Advice on How to Improve Brain Health , American Academy of Neurology’s Brain &amp;amp; Health , 2021</description><category domain="https://connect.bcbsok.com/tags/Health%2band%2bWellness">Health and Wellness</category><category domain="https://connect.bcbsok.com/tags/Healthy%2bMind">Healthy Mind</category><category domain="https://connect.bcbsok.com/tags/Exercise">Exercise</category><category domain="https://connect.bcbsok.com/tags/Healthy%2bAging">Healthy Aging</category><category domain="https://connect.bcbsok.com/tags/Sleep">Sleep</category><category domain="https://connect.bcbsok.com/tags/Nutrition">Nutrition</category></item><item><title>Blog Post: Check Your Updated Drug List</title><link>https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/drug-list-update</link><pubDate>Thu, 27 Aug 2026 17:40:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:a5bb9c44-0d05-4b1d-a198-37ba2d4cd169</guid><dc:creator>BCBSOK Connect Team</dc:creator><description>Medicines play a major role in preventing and treating many health problems. That is why a prescription drug benefit is included in most health plans. Many Blue Cross and Blue Shield of Oklahoma plans have a prescription drug list (also known as a formulary), a regularly updated list of covered drugs available to you. Care and treatment decisions are between you and your doctor. However, doctors are encouraged to prescribe medicines that are on the drug list. This helps keep your out-of-pocket costs low. We encourage you to show the drug list to your doctor and pharmacist. Keep in mind that prescription drug benefits may differ by plan. Which Drug List Applies to Me? The prescription drug lists are specific to your benefit plan. You can always view the most updated prescription drug lists in the Prescription Drug section of our website. Access Pharmacy Benefits and Search for Drugs To learn more about your pharmacy benefits and search for specific drugs, you can log in to your account online or with the BCBSOK App . Your Online Member Account Log in to your online member account for easy online access to information about your health benefits, prescription coverage and more. From your dashboard, click Pharmacy in the top navigation. You can: Find in-network pharmacies. Share your member ID with your health care provider or pharmacy. Manage your prescriptions. Find cost estimates, lower-cost options, clinical review status updates and refill reminders. Get information about your medicines, such as drug interactions, potential side effects and any special requirements or limitations If you haven’t registered for your online account yet, register today with a few easy steps. Once you&amp;#39;re registered, you can log in to your account. BCBSOK App The BCBSOK App lets you access your benefits information from anywhere. You can use your member account login information or create a new account to log in to the app. The BCBSOK App is available in English and Spanish for iPhone and Android users. Download it today. You May be Able to Save Money with Generic Drugs Prescription drugs may be a big part of your health care costs. You may be able to lower your out-of-pocket costs by choosing generic drugs. Find out if generic drugs are right for you .</description><category domain="https://connect.bcbsok.com/tags/Prescriptions">Prescriptions</category><category domain="https://connect.bcbsok.com/tags/Drug%2bList">Drug List</category><category domain="https://connect.bcbsok.com/tags/Benefits%2band%2bCoverage">Benefits and Coverage</category></item><item><title>Blog Post: Puedes mantener tu cerebro saludable a cualquier edad</title><link>https://connect.bcbsok.com/espanol/b/tusalud/posts/puedes-mantener-tu-cerebro-saludable-a-cualquier-edad</link><pubDate>Thu, 27 Aug 2026 16:36:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:30bb012f-b102-4595-9db0-9bee287f66c9</guid><dc:creator>EquipoConnect</dc:creator><description>Es com&amp;#250;n pensar que los olvidos y otros cambios en nuestro funcionamiento cerebral son parte del envejecimiento y simplemente tenemos que aceptarlos. Pero los estudios muestran que hay pasos simples que podemos seguir para ayudar a prevenir el deterioro cognitivo y reducir el riesgo de demencia. Nunca es demasiado pronto para comenzar a tomar medidas para mantener tu cerebro saludable. Pero si ya est&amp;#225;s notando algunos cambios, puedes ayudar a prevenir o retrasar el progreso del deterioro cognitivo. Mant&amp;#233;n tu cerebro saludable “El cerebro es maleable y cambiante, y puede mejorar a lo largo de nuestras vidas”, dijo el neurocirujano y corresponsal de salud Dr. Sanjay Gupta a la revista Brain &amp;amp; Life de la Academia Americana de Neurolog&amp;#237;a. El Dr. Gupta, que ha escrito libros sobre el envejecimiento saludable y como mejorar la salud del cerebro, descubri&amp;#243; que hay cinco contribuyentes principales a la salud del cerebro que puedes controlar: ser m&amp;#225;s activo, mantener el cerebro estimulado, dormir lo suficiente, comer una dieta saludable, y construir una buena vida social. Algunas de las medidas que puedes tomar para la salud de tu cerebro son las mismas que tomas para mantener saludable todo tu cuerpo: S&amp;#233;r m&amp;#225;s activo. Los estudios demuestran que el ejercicio es una de las cosas m&amp;#225;s importantes que puedes hacer por la salud de tu cerebro. La actividad rutinaria ayuda al cerebro al aumentar el flujo sangu&amp;#237;neo. Eso puede retrasar una ca&amp;#237;da en la funci&amp;#243;n mental y reducir el riesgo de contraer la enfermedad de Alzheimer y otros problemas neurol&amp;#243;gicos. Dormir lo suficiente. Esto aumenta tu memoria total y la salud del cerebro. Tambi&amp;#233;n es fundamental si te sientes menos alerta de lo normal. Comer una dieta saludable. Lo que comes juega un papel importante en la salud de tu cerebro. Una dieta mediterr&amp;#225;nea, rica en alimentos de origen vegetal, cereales integrales, pescado y grasas saludables como el aceite de oliva, es una buena elecci&amp;#243;n. Comer bajo en carne roja y sal, parece aumentar el enfoque mental y retrasar el deterioro mental en los adultos mayores. Y mantenerte mentalmente activo tambi&amp;#233;n es una forma importante de proteger la salud de su cerebro. Haz un plan para ayudar a mejorar tu condici&amp;#243;n cognitiva: Mant&amp;#233;n tu mente activa. Tu cerebro es como un m&amp;#250;sculo que necesitas ejercitar. Hay muchas cosas que puedes hacer para mantenerlo en forma, como leer, jugar juegos de palabras, jugar a las cartas o armar un rompecabezas. Consid&amp;#233;ralo un entrenamiento para tu cerebro. Hacer diferentes actividades es clave. Con&amp;#233;ctate con otros. Encuentra maneras de conectarte con amigos y familiares. El Dr. Gupta dice que disfrutar de la vida socializando parece ayudar la salud del cerebro. Las comunidades que tienen la mejor salud cerebral del mundo son aquellas en las que las personas son socialmente activas y tienen fuertes conexiones sociales. Sigue aprendiendo cosas nuevas. Un trabajo puede ayudarte a mantenerte mentalmente activo. Explorar un nuevo pasatiempo, tomar clases, aprender una nueva habilidad o ser voluntario tambi&amp;#233;n puede mantener tu mente alerta. Intenta cosas que requieran habilidad manual, como construir algo, dibujar u otras manualidades. Usa todos tus sentidos. Entre m&amp;#225;s sentidos uses para aprender algo, m&amp;#225;s fuerte ser&amp;#225; tu memoria. Cree en ti mismo. Las cosas negativas que creemos sobre el envejecimiento pueden contribuir a una disminuci&amp;#243;n de la memoria y la capacidad mental. Las personas que sienten que no pueden hacer nada al respecto, tienen menos probabilidades de esforzarse por mantener o mejorar sus habilidades de memoria y es m&amp;#225;s probable que disminuyan. Intenta creer que puedes mejorar y toma acci&amp;#243;n para que esto suceda. Prioriza el uso de tu cerebro. Guarda tu energ&amp;#237;a mental para aprender y recordar cosas nuevas e importantes. Usa los recordatorios que ofrece tu tel&amp;#233;fono celular, calendarios y listas de compras para mantener la informaci&amp;#243;n de rutina f&amp;#225;cil de encontrar y recordar. Mant&amp;#233;n siempre tus llaves, lentes y otras cosas que necesitas con frecuencia en el mismo lugar para evitar tener que tratar de recordar d&amp;#243;nde las dejas cada vez. Refuerza lo que quieres saber. Dilo en voz alta o escr&amp;#237;belo. Esto puede mejorar la memoria. Repitelo. Repite palabras y &amp;#250;salo como herramienta de aprendizaje. Int&amp;#233;ntalo una vez cada hora, luego cada dos horas, luego cada d&amp;#237;a. Eso puede ayudar a mejorar la memoria y simplificar el dominio de informaci&amp;#243;n complicada. Habla con tu m&amp;#233;dico Tener algunos olvidos leves o notar una diferencia en tu forma de pensar no significa que tengas un problema grave. Pero si est&amp;#225;s notando cambios en tu memoria o funci&amp;#243;n cerebral que te preocupan, aseg&amp;#250;rate de hablar con tu m&amp;#233;dico. Los signos que pueden ser preocupantes incluyen tener problemas con las matem&amp;#225;ticas simples o pagar las cuentas, perderte con frecuencia, repetir cosas una y otra vez o perder cosas con m&amp;#225;s frecuencia. Fuentes: 6 tips to keep your brain healthy , Mayo Clinic, 2022; 6 simple steps to keep your mind sharp at any age , Harvard Medical School, 2020; Dr. Sanjay Gupta Gives Advice on How to Improve Brain Health , American Academy of Neurology’s Brain &amp;amp; Health , 2021</description><category domain="https://connect.bcbsok.com/tags/Tu%2bSalud">Tu Salud</category><category domain="https://connect.bcbsok.com/tags/Dormir">Dormir</category><category domain="https://connect.bcbsok.com/tags/Espa_26002300_241_3B00_ol">Espa&amp;#241;ol</category><category domain="https://connect.bcbsok.com/tags/Ejercicio">Ejercicio</category><category domain="https://connect.bcbsok.com/tags/Envejecimiento%2bSaludable">Envejecimiento Saludable</category><category domain="https://connect.bcbsok.com/tags/Nutrici_26002300_243_3B00_n">Nutrici&amp;#243;n</category><category domain="https://connect.bcbsok.com/tags/Mente%2bSaludable">Mente Saludable</category></item><item><title>Blog Post: Find Out If a Low-Intensity Workout Is Right for You</title><link>https://connect.bcbsok.com/health-and-wellness/b/weblog/posts/low-intensity-workout</link><pubDate>Thu, 27 Aug 2026 16:06:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:20c92d46-980f-4c0e-8dce-17092925b42f</guid><dc:creator>BCBSOK Connect Team</dc:creator><description>There are benefits to stepping away from the “no pain, no gain” approach to exercise. Pushing hard isn’t always safe, and it isn’t necessary for health benefits. Low-intensity motion offers a good workout for most people, helping your heart and burning calories while being easier on the body. The chances of you keeping up a low-intensity routine are higher, since you won’t feel as tired as if you did high-intensity training, says the Cleveland Clinic . And less strain on your body means you can do it more often, even every day. What Is Low-Intensity Movement? Low intensity movement is low-impact exercise done at a more comfortable pace. Many people favor walking, but other low intensity activities include: Swimming Biking Dancing Rowing Resistance training Using elliptical machines Pilates Yoga Tai Chi Some kinds of low-intensity exercise, like tai chi and yoga, have also been shown to help improve mood and lower stress. That kind of movement helps the heart and may also lessen pain and tiredness. Low-intensity exercise is also low-impact. So it avoids stress on the joints while still having the benefits that come from deeper breathing and matching movements, says Memorial Sloan Kettering Cancer Center . It may take longer to see results with low-intensity exercise compared to high-intensity. But it is also easier on your body and reduces the chances of getting hurt. Not all low-impact exercise is low-intensity, though. Low impact, high-intensity cardio exercise works the heart at a higher rate while still avoiding joint stress. Exercise that is both low-intensity and low impact further protects from injury. Sometimes athletes use low impact, low intensity activity to prepare for times of more intense movement in a way that reduces their risk for injury. What Does Low-Intensity Activity Do for You? Try low-intensity movement for: Better mood Better sleep Better balance and flexibility More energy Lower levels of fear and worry Lower fall risk Lower heart disease risk Healthier weight Lower cancer risk Less pain and swelling Make a Plan First look at your current fitness level and see if you need to add to your activity. The Centers for Disease Control and Prevention says adults need routine aerobic activity and muscle strengthening. Aim for at least 150 minutes of exercise a week (more is better). You can break that up into smaller periods of activity throughout the week. Then find some low intensity activities that sound good to you. Most low intensity activities are safe for most people. If you have health issues or are new to exercising, talk to your doctor before starting a new workout. Sources: Ease It Up: Why You Should Consider LIIT Workouts , Cleveland Clinic, 2025; Low-intensity exercise , Memorial Sloan Kettering Cancer Center, 2022; What Counts as Physical Activity for Adults , Centers for Disease Control and Prevention, 2023</description><category domain="https://connect.bcbsok.com/tags/Health%2band%2bWellness">Health and Wellness</category><category domain="https://connect.bcbsok.com/tags/Weight%2bManagement">Weight Management</category><category domain="https://connect.bcbsok.com/tags/Exercise">Exercise</category><category domain="https://connect.bcbsok.com/tags/Healthy%2bAging">Healthy Aging</category><category domain="https://connect.bcbsok.com/tags/Healthy%2bLiving">Healthy Living</category></item><item><title>Blog Post: Do You Know How to Outsmart Viruses?</title><link>https://connect.bcbsok.com/health-and-wellness/b/weblog/posts/prevent-viruses</link><pubDate>Thu, 27 Aug 2026 15:28:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:6cf63ed5-1cb2-444e-a631-aaded515de7a</guid><dc:creator>BCBSOK Connect Team</dc:creator><description>Your chances of catching a viral illness are higher at certain times of year: Back to school. When temperatures drop and people spend more time indoors. Before the fall and winter holidays. At the start of the new year. Now’s the time to find the best ways to protect you and your family from viruses like colds, flu, COVID-19 and RSV ( respiratory syncytial virus ). Viruses can cause varying degrees of illness, from minor to very severe. While many people’s bodies can fight off most viral illness, some are more vulnerable. Children and older adults can get very sick or even die from some viruses. That’s why it’s important for you and your family to have a plan. A virus spreads quickly if it is an airborne virus like COVID-19, RSV, cold or flu. That means it spreads when people who are sick with the virus don’t cover their face when they’re around others. The virus can be suspended in the air long enough to reach others, even if they aren’t standing close. Sometimes it can also be spread when the virus is on an infected person’s hands or something they have touched. There are steps you can take to protect yourself and your family. Get Vaccinated Get your flu shot. Like colds, flu is contagious and is caused by a virus. Unlike colds, you can get a shot to help protect yourself and others from flu. The Centers for Disease Control and Prevention (CDC) says most people who are six months or older should get a yearly flu shot . The flu can be spread before any symptoms appear. This is why others can give you the flu even before they know they have it. It takes about two weeks after vaccination for the shot to protect against flu virus infection. So get it as soon as possible. And it’s important to stay up to date on your COVID-19 vaccines and boosters . The CDC says the shots are a safe, effective way to protect yourself from COVID-19. The vaccine is recommended for most people who are six months old or older. Avoid Germs Taking a few common steps can help ward off illness. Remember to: Wash your hands often with soap and water for at least 20 seconds. When you don’t have soap and water handy, use an alcohol-based hand sanitizer. When you cough, cover both your mouth and nose with a tissue or your shirt. Show kids how to bend their arm in front of their face and cough into the crook of their elbow. After you use a tissue, throw it in the trash. Avoid touching your eyes, nose and mouth with unwashed hands when you&amp;#39;re out in public. Avoid close contact with people who are sick. Stay home when you are sick. Clean and disinfect objects and surfaces that are touched a lot. That includes toys, door handles, faucets and TV remotes. Don’t share drinks or eating utensils when you&amp;#39;re away from home. Each of these steps help reduce your risk of getting and spreading infectious diseases. But there’s no one way to prevent disease. That’s why it’s important to have many good habits for reducing your risk, says the Cleveland Clinic . It’s especially important for people at higher risk of infectious disease. They include: Those with compromised immune systems, like those receiving cancer treatments, living with HIV or taking certain medicines Young children Women who are pregnant Adults over 60 People who are not vaccinated against common infectious diseases Health care workers Getting sick isn’t fun for anyone, and it can be dangerous. But you can lower your risk significantly by actively protecting yourself and your family. Not Sure What You Have? If you have sniffles, sneezes, coughing or sore throat, it can be hard to tell if your symptoms are from allergies, a cold, flu or COVID-19. Get tips on how to tell the difference . Sources: Infectious Diseases , Cleveland Clinic, 2025; Similarities and Differences between Flu and COVID-19 , Centers for Disease Control and Prevention, 2024; About Influenza , CDC, 2026; COVID-19 Vaccines , CDC, 2025; Respiratory Syncytial Virus Infection (RSV) , CDC</description><category domain="https://connect.bcbsok.com/tags/Health%2band%2bWellness">Health and Wellness</category><category domain="https://connect.bcbsok.com/tags/Flu">Flu</category><category domain="https://connect.bcbsok.com/tags/COVID19">COVID19</category><category domain="https://connect.bcbsok.com/tags/Flu%2bVaccine">Flu Vaccine</category><category domain="https://connect.bcbsok.com/tags/Flu%2bPrevention">Flu Prevention</category><category domain="https://connect.bcbsok.com/tags/Germs">Germs</category></item><item><title>Blog Post: Memory Changes? Learn When to Seek Help</title><link>https://connect.bcbsok.com/health-and-wellness/b/weblog/posts/memory-loss-when-to-seek-help</link><pubDate>Thu, 27 Aug 2026 14:51:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:7d2d388b-7789-4088-b707-52565c5d22f5</guid><dc:creator>BCBSOK Connect Team</dc:creator><description>You forget a new friend’s name. Forget a haircut date. Forget where you left your car keys. It happens. And it probably isn’t a sign of a serious health issue. But some types of memory loss may be a wake-up call to find out what’s going on with your health. Most adults have some form of memory loss as they age. Forgetfulness and brain fog are changes to discuss with your doctor. What’s Behind Your Memory Problem? Many things can cause memory problems that mimic dementia, but aren’t dementia and can be treated, says AARP . They include: Medication side effects or interactions Untreated infections, such as UTIs Sleep problems Dehydration Heart, lung, liver or kidney issues Hormone changes and thyroid problems Vitamin deficiencies Alcohol use disorders Some cancers Pain Stress/anxiety/depression Alzheimer’s and Dementia Normal aging changes are different than serious conditions like dementia or Alzheimer&amp;#39;s disease. Dementia is a decline in thinking skills and memory. It can interfere with normal daily living. Some people with dementia may have trouble using language or recognizing people. There are different types of dementia. Alzheimer’s is just one form, but it makes up 60 to 80 percent of dementia cases. It’s caused by plaque in the brain. Vascular dementia, caused by brain damage from small strokes, is another type. Other forms of dementia can be caused by vitamin deficiencies and other health problems. Early-onset Alzheimer’s Most people develop Alzheimer’s in their later years — at age 65 or older. But some people can get it in their 30s, 40s or 50s. This is called early-onset Alzheimer’s disease. About 10 percent of Alzheimer’s cases are early-onset. It isn’t always clear what causes early-onset Alzheimer’s, but some cases are caused by genetic factors. In the remaining majority of cases, the cause is often a mix of genetics, environmental and lifestyle factors. For example, head injuries can contribute to Alzheimer’s. And there is a link between people with diabetes and memory loss. Symptoms and Diagnosis Mild cognitive impairment (MCI) can develop into Alzheimer’s. Some signs of MCI include: Unexplained loss of sense of smell Inability to complete familiar tasks Difficulty with problem solving and with following instructions Changes in personality or mood Some of the early signs of Alzheimer&amp;#39;s include: Memory loss that disrupts your daily life Having trouble with simple math problems, paying bills or other familiar tasks at home or at work Getting lost in familiar areas Frequently losing items or putting them in odd places Confusion with time or place Trouble understanding images and spatial relations New problems with words when speaking or writing Poor judgment with decision making Withdrawal from work or social activities If you or those close to you have noticed these changes in you, talk to your doctor. Sometimes the people who know you best will see changes in your behavior first, says the Mayo Clinic . Talk to Your Doctor Whatever the cause of your memory issues, talk to your doctor. It may be something easily treatable. And if it is something more serious, it’s important to catch it early. Early diagnosis of Alzheimer’s and other forms of dementia can mean more treatment options are available. A checkup for memory issues covers several areas. Your doctor may: Take a complete medical history and ask about the use of prescription and over-the-counter drugs Ask you and your family questions about how you’re doing with everyday things like paying bills, shopping or driving Test your memory, problem-solving, language and counting skills Collect blood and urine and request other medical tests Order brain scans to rule out other possible causes Keep Your Brain Healthy at Any Age There are ways to keep your brain healthy and prevent or delay cognitive decline. And it’s never too soon to start. Learn the steps you can take to keep your brain healthy. Sources: Alzheimer’s and Dementia , Alzheimer’s Association; Alzheimer’s Disease , Mayo Clinic, 2026; When to seek help for memory loss , Mayo Clinic, 2022; 6 Medical Problems That Can Mimic Dementia — But Aren’t , AARP, 2025; Signs and Symptoms of Alzheimer’s , Centers for Disease Control and Prevention, 2024; How Is Alzheimer’s Disease Diagnosed? , National Institute on Aging, 2022; Diagnosing Alzheimer’s disease , Mayo Clinic, 2026</description><category domain="https://connect.bcbsok.com/tags/Health%2band%2bWellness">Health and Wellness</category><category domain="https://connect.bcbsok.com/tags/Dementia">Dementia</category><category domain="https://connect.bcbsok.com/tags/Alzheimer">Alzheimer</category><category domain="https://connect.bcbsok.com/tags/Memory%2bLoss">Memory Loss</category></item><item><title>Blog Post: Is It Cold, Flu, Allergies or COVID-19?</title><link>https://connect.bcbsok.com/health-and-wellness/b/weblog/posts/cold-flu-allergies-covid</link><pubDate>Thu, 27 Aug 2026 14:44:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:a43b5aa9-cbd0-4591-954a-53f7df6cf040</guid><dc:creator>BCBSOK Connect Team</dc:creator><description>If you have sniffles, sneezes, coughing or sore throat, it can be hard to tell if your symptoms are from allergies, a cold, the flu, COVID-19 or RSV. Until you know for sure what’s causing your symptoms, it’s always good to err on the side of safety and stay home and away from others. So how can you tell what you have? Stay Alert for COVID-19 The symptoms for COVID-19 and the flu are similar. You likely won&amp;#39;t be able to tell the difference from symptoms alone. The signs of COVID-19 include fever, chills, cough, shortness of breath, sore throat, nausea or vomiting, and diarrhea, says the Centers for Disease Control and Prevention. You may also have other symptoms that you can get when you have a cold or the flu, such as feeling tired, muscle or body aches, or headaches. If you suspect you have COVID-19, take a test to be sure. Learn about your options for testing . If you test positive, follow CDC guidelines for what to do when you get a respiratory virus. If your symptoms are mild, you may get better on your own. But it is still important that you don&amp;#39;t go around others until you&amp;#39;re well. If you have more serious symptoms, like a high fever or trouble breathing, call your doctor right away. The CDC recommends that everyone 6 months old and older should get an updated COVID-19 vaccine . RSV RSV is a common respiratory virus that infects the lungs, but it can also affect the nose and throat. The CDC says RSV spreads in the fall and winter along with other respiratory viruses, like flu and COVID-19. It usually peaks in December and January. RSV usually causes mild, cold-like symptoms. But it can be more serious for infants and older adults. For them, it can be dangerous and may require a hospital stay. The CDC recommends vaccinations for infants, some young children and older adults. Colds and Allergies When you don’t feel well, you might wonder whether it’s a cold or allergies. They share some similar symptoms like coughing, sneezing, and runny or stuffy nose. So how can you tell the difference? How long your problems last is one of the big clues. Colds don’t often stick around more than two weeks. Allergy symptoms can linger much longer. Colds are caused when a virus gets into your body and makes you sick. Your immune system launches a defense against germs. Your body fighting off the cold is what causes symptoms like a stuffy nose or cough. Unlike allergies, colds can also make your body ache. Allergies are caused by an overactive immune system. Your body overreacts to harmless things like pollen or dust and works to protect you from them. That can cause coughing, sneezing and stuffy nose, like colds. Unlike colds, allergies often cause watery, itchy eyes. Also keep in mind that colds are contagious, while allergies are not. WebMD offers a full list of similarities and differences. Flu While flu shares some symptoms with colds or allergies, it is more severe and causes more serious symptoms. It also tends to come on much quicker and more severely. The American Lung Association says to watch for these signs of flu: Sudden, high fever Headache, muscle and joint aches and pain Dry cough Sore throat Chills Nasal congestion Runny nose Fatigue Stomach symptoms like nausea, vomiting or diarrhea (more common in children) Get Your Flu Shot Like colds, flu is contagious and is caused by a virus. Unlike colds, you can get a vaccination to help protect yourself and others from flu. The CDC says most people who are six months or older should get a yearly flu shot. It takes about two weeks after vaccination for the shot to protect against flu virus infection. So don’t wait until peak flu season to get your shot. G et it as soon as it is available. Your health plan may cover a flu shot at no cost* to you when you go to your primary care doctor or use an in-network provider. Avoid Germs To stay healthy, protect yourself from germs of all kinds: Wash your hands often with soap and water for at least 20 seconds. Use hand sanitizer often throughout the day. Try not to touch surfaces used by a lot of people, like door handles, light switches, phones, keyboards and flat surfaces. Disinfect those surfaces around your home or office often. Keep your hands away from your eyes, nose, and mouth, especially when you’re away from home. When you’re out in public, try to stay 6 to 10 feet away from other people. Nose Relief How can you help your poor nose when you’re sick? Consider these simple steps for runny nose woes from the Cleveland Clinic : Drink lots of fluids, especially water. Use an OTC saline nasal spray. Only use decongestant nasal sprays for a few days (read the label). Try a cool-mist humidifier in your bedroom. Drink hot tea. Try facial steam or a hot shower. Use a Neti pot (with distilled water). *Preventive services at no cost applies only to members enrolled in non-grandfathered health plans. You may have to pay all or part of the cost of preventive care if your health plan is grandfathered. To find out if your plan is grandfathered or non-grandfathered, call the customer service number on your member ID card. Sources: Symptoms of COVID-19 , Centers for Disease Control and Prevention, 2025; Who Needs a Flu Vaccine , CDC, 2025; Is it a Common Cold or Allergies , WebMD, 2025; Flu Symptoms and Risk Factors , American Lung Association, 2026; Rhinorrhea (Runny Nose) , Cleveland Clinic, 2023; About RSV , CDC, 2025; Preventing Spread of Respiratory Viruses When You&amp;#39;re Sick , CDC, 2025; Testing for COVID-19 , CDC, 2025; COVID-19 Vaccines , CDC, 2025</description><category domain="https://connect.bcbsok.com/tags/Health%2band%2bWellness">Health and Wellness</category><category domain="https://connect.bcbsok.com/tags/Flu">Flu</category><category domain="https://connect.bcbsok.com/tags/Allergies">Allergies</category><category domain="https://connect.bcbsok.com/tags/COVID19">COVID19</category><category domain="https://connect.bcbsok.com/tags/Is%2bIt%2bthe%2bFlu">Is It the Flu</category><category domain="https://connect.bcbsok.com/tags/Germs">Germs</category></item><item><title>Blog Post: Vivir con hipertensión</title><link>https://connect.bcbsok.com/espanol/b/tusalud/posts/vivir-con-hipertension</link><pubDate>Thu, 27 Aug 2026 14:15:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:6c6bda84-b913-4cac-9426-c9421ca037be</guid><dc:creator>EquipoConnect</dc:creator><description>Casi la mitad de los adultos en los Estados Unidos tienen presi&amp;#243;n arterial alta, tambi&amp;#233;n conocida como hipertensi&amp;#243;n. Solo uno de cada cuatro adultos con presi&amp;#243;n arterial alta la tiene bajo control. &amp;#191;Eres uno de ellos? Aprender a controlar tu presi&amp;#243;n arterial puede literalmente salvarte la vida. En 2024, la presi&amp;#243;n arterial alta fue una causa principal o contribuyente de muerte para casi 700,000 estadounidenses. Este problema de salud aumenta el riesgo de sufrir ataques card&amp;#237;acos y derrames cerebrales, las principales causas de muerte del pa&amp;#237;s. La presi&amp;#243;n arterial alta tambi&amp;#233;n puede ser conocida como ‘el asesino silencioso’ porque, por lo general, no presenta s&amp;#237;ntomas. As&amp;#237; que, la mejor manera de monitorearla es medirla con regularidad y mantenerse informado sobre lo que significan las mediciones. &amp;#191;Qu&amp;#233; es la presi&amp;#243;n arterial alta? La presi&amp;#243;n arterial mide qu&amp;#233; tan fuerte empuja la sangre contra las paredes de las arterias del cuerpo. Las arterias llevan sangre desde el coraz&amp;#243;n a otras partes del cuerpo. La presi&amp;#243;n arterial normalmente sube y baja a lo largo del d&amp;#237;a, pero puede da&amp;#241;ar el coraz&amp;#243;n y causar problemas de salud si se mantiene alta durante mucho tiempo. Por eso es tan importante controlar los niveles de presi&amp;#243;n arterial. Se miden dos aspectos de la presi&amp;#243;n arterial: sist&amp;#243;lica y diast&amp;#243;lica. Los niveles se clasifican de la siguiente manera: Normal: sist&amp;#243;lica menor de 120 mmHg y diast&amp;#243;lica menor de 80 mmHg. Elevada: sist&amp;#243;lica entre 120 y 129 mmHg y diast&amp;#243;lica menor de 80 mmHg. Hipertensi&amp;#243;n etapa 1: sist&amp;#243;lica entre 130 y 139 mmHg o diast&amp;#243;lica entre 80 y 89 mmHg. Hipertensi&amp;#243;n en etapa 2: sist&amp;#243;lica mayor de 140 mmHg o diast&amp;#243;lica mayor de 90 mmHg La presi&amp;#243;n arterial alta se diagnostica cuando los niveles de presi&amp;#243;n sist&amp;#243;lica y diast&amp;#243;lica se mantienen constantes por encima de 130 mmHg y 80 mmHg respectivamente. Algunos factores de riesgo contribuyen a la presi&amp;#243;n arterial alta. Ciertos estilos de vida y comportamientos afectan la presi&amp;#243;n arterial y la elevan a niveles peligrosos. Incluyen: Fumar Sobrepeso Sedentarismo Dietas con altos contenidos de sal Consumo de bebidas alcoh&amp;#243;licas en exceso (m&amp;#225;s de 1 o 2 tragos por d&amp;#237;a) Diabetes &amp;#191;Qu&amp;#233; pasos se pueden tomar para controlar la presi&amp;#243;n arterial? Hazte chequeos regulares para que tanto t&amp;#250; como tu m&amp;#233;dico conozcan tus niveles de presi&amp;#243;n arterial. Preg&amp;#250;ntale a tu m&amp;#233;dico cu&amp;#225;l es la meta de presi&amp;#243;n arterial adecuada para ti. Toma los medicamentos como te lo indic&amp;#243; el m&amp;#233;dico. Si presentas alg&amp;#250;n efecto secundario que te haga sentir inc&amp;#243;modo, no dejes de tomar el medicamento. Consulta con el m&amp;#233;dico acerca de otras opciones que sean adecuadas para ti. Hay muchos tipos de medicamentos para la presi&amp;#243;n alta. Algunas veces, es necesario probar m&amp;#225;s de uno para encontrar el m&amp;#225;s adecuado para tu tipo de cuerpo y necesidades. Lo importante es que sigas colaborando con el m&amp;#233;dico para mantener los niveles de la presi&amp;#243;n arterial bajo control. Vivir con hipertensi&amp;#243;n requiere constancia Sabemos que hay muchos cambios en el estilo de vida que pueden ayudar a mantener la presi&amp;#243;n arterial bajo control; sin embargo, los cambios toman tiempo. Una buena manera de tener &amp;#233;xito es recordar que cada paso que tomas hacia tus objetivos se considera un progreso. La presi&amp;#243;n arterial cambia naturalmente. Algunos d&amp;#237;as tendr&amp;#225;s mejores niveles de presi&amp;#243;n arterial y otros d&amp;#237;as no. No dejes que estos cambios te desv&amp;#237;en del plan para mejorar tu salud. Estas son algunas de las cosas que puedes hacer: Lleva una dieta saludable baja en sodio (sal), grasas y colesterol. Mant&amp;#233;n un peso saludable: Si tienes sobrepeso, consulta a tu m&amp;#233;dico para establecer un plan para perder peso. Limita el consumo de alcohol. Incorpora actividad f&amp;#237;sica a tu rutina diaria. Si fumas, colabora con tu m&amp;#233;dico para buscar maneras para dejar de fumar. Reduce el estr&amp;#233;s: Camina, practica meditaci&amp;#243;n o yoga, escribe en un diario. Bajar los niveles de la presi&amp;#243;n arterial requiere un esfuerzo constante para lograr tus objetivos, solo necesitas tiempo y algunos cambios en tus h&amp;#225;bitos. Un punto clave es no estresarte o agobiarte por los cambios que est&amp;#225;s experimentando. El estr&amp;#233;s puede generarte un incremento en los niveles de la presi&amp;#243;n arterial seg&amp;#250;n lo expresa la Cl&amp;#237;nica Mayo. Para mantener el progreso, recuerda conservar la calma y seguir adelante. Accede a los siguientes recursos para conocer m&amp;#225;s informaci&amp;#243;n sobre las maneras de monitorear y controlar tu presi&amp;#243;n arterial. Como leer una tabla de presi&amp;#243;n arterial para determinar tu riesgo de hipertensi&amp;#243;n Tu visita al doctor C&amp;#243;mo vivir con un problema de salud Fuentes: About High Blood Pressure , Centers for Disease Control and Prevention, 2026; High Blood Pressure Facts , Centers for Disease Control and Prevention, 2026; High Blood Pressure Risk Factors , Centers for Disease Control and Prevention, 2024; Changes You Can Make to Manage High Blood Pressure , American Heart Association, 2025; Stress and High Blood Pressure: What’s the Connection? , Mayo Clinic, 2024</description><category domain="https://connect.bcbsok.com/tags/Vivir%2bcon%2bhipertensi_26002300_243_3B00_n">Vivir con hipertensi&amp;#243;n</category><category domain="https://connect.bcbsok.com/tags/Tu%2bSalud">Tu Salud</category><category domain="https://connect.bcbsok.com/tags/Viviendo%2bcon%2bcardiopat_26002300_237_3B00_a%2by%2bpresi_26002300_243_3B00_n%2barterial%2balta">Viviendo con cardiopat&amp;#237;a y presi&amp;#243;n arterial alta</category><category domain="https://connect.bcbsok.com/tags/Espa_26002300_241_3B00_ol">Espa&amp;#241;ol</category><category domain="https://connect.bcbsok.com/tags/hipertensi_26002300_243_3B00_n">hipertensi&amp;#243;n</category></item><item><title>Blog Post: Your Health Plan Covers Reconstructive Surgery After a Mastectomy</title><link>https://connect.bcbsok.com/my-coverage-explained/b/weblog/posts/mastectomy-reconstructive-surgery</link><pubDate>Thu, 27 Aug 2026 13:52:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:766b24a9-0df3-476c-8ba2-6543cdbb72cc</guid><dc:creator>BCBSOK Connect Team</dc:creator><description>It’s normal to be anxious if you find out you need to have a mastectomy due to breast cancer. A mastectomy is the removal of one or both breasts. This procedure is most often performed to treat breast cancer. If you are facing this surgery, take some comfort in knowing that federal and state laws require health insurance companies to cover reconstructive surgery afterward. If you and your doctor decide they’re necessary, these treatments can be covered after a mastectomy due to breast cancer: Rebuilding the breast that was removed Surgery on the other breast for an even appearance Breast implants Flap procedures (to replace lost skin and tissue) Mastopexy (breast lift) Nipple reconstruction and tattooing Your health plan covers inpatient hospital services for 48 hours of inpatient care following a mastectomy due to breast cancer. The same deductible and coinsurance as other medical and surgical benefits covered by your plan apply. It’s important to understand your options. For more information, call the customer service number on your member ID card. Ask to be transferred to the case management department to discuss your coverage with a registered nurse.</description><category domain="https://connect.bcbsok.com/tags/Women_1920_s%2bHealth">Women’s Health</category><category domain="https://connect.bcbsok.com/tags/Employer%2bCoverage">Employer Coverage</category><category domain="https://connect.bcbsok.com/tags/Breast%2bCancer">Breast Cancer</category><category domain="https://connect.bcbsok.com/tags/Benefits%2band%2bCoverage">Benefits and Coverage</category></item><item><title>Blog Post: Get a Mammogram: Early Detection Saves Lives</title><link>https://connect.bcbsok.com/health-and-wellness/b/weblog/posts/early-detection-breast-cancer</link><pubDate>Thu, 27 Aug 2026 13:40:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:00dd8edc-0ed1-4268-ab21-9b3820d6f8d8</guid><dc:creator>BCBSOK Connect Team</dc:creator><description>Finding breast cancer early is the best way to prevent deaths from breast cancer. Getting regular screening tests is the best way to find breast cancer early. About 1 in 8 American women will get breast cancer at some point in their lives. Each year more than 300,000 new cases of invasive breast cancer are diagnosed in the U.S. Breast cancer death rates for women are higher than any cancer besides lung cancer. Get Screened More than 42,000 women in the U.S. die each year from breast cancer. Don’t take any chances. Talk to your health care provider about breast cancer, your risk factors and your family medical history.  Recommendation s for women at average breast cancer risk: If you are between the ages of 40 and 74, get a mammogram at least every two years. Screening mammograms are covered at no cost* when performed by a provider in your health plan’s network. Other types of breast cancer screening tests may also be covered at no cost, depending on your plan. If you have questions about your benefits or costs, call the customer service number on your member ID card. Your health care provider may do additional tests if you have family members with a history of breast, ovarian, tubal or peritoneal cancer. These additional tests can show if this family history will put you at higher risk for breast cancer. You may have out-of-pocket costs for non-screening tests. Talk to your doctor about what screening plan is best for you. Visit our breast cancer section for more information about breast cancer prevention and treatment, living with breast cancer, and helpful tips. *Preventive services at no cost applies only to members enrolled in non-grandfathered health plans. You may have to pay all or part of the cost of preventive care if your health plan is grandfathered. To find out if your plan is grandfathered or non-grandfathered, call the customer service number on your member ID card. Sources: Breast Cancer , National Cancer Institute; Early Detection and Diagnosis of Breast Cancer , American Cancer Society, 2026; Breast Cancer: Screening , U.S. Preventive Services Task Force, 2024; Breast Cancer Basics , Centers for Disease Control and Prevention, 2026; Cancer Stat Facts: Female Breast Cancer , National Cancer Institute, 2025; Key Statistics for Breast Cancer , American Cancer Society, 2026</description><category domain="https://connect.bcbsok.com/tags/Health%2band%2bWellness">Health and Wellness</category><category domain="https://connect.bcbsok.com/tags/Preventive%2bCare%2bServices">Preventive Care Services</category><category domain="https://connect.bcbsok.com/tags/Women_1920_s%2bHealth">Women’s Health</category><category domain="https://connect.bcbsok.com/tags/Cancer">Cancer</category><category domain="https://connect.bcbsok.com/tags/Breast%2bCancer">Breast Cancer</category><category domain="https://connect.bcbsok.com/tags/Breast%2bCancer%2bPrevention">Breast Cancer Prevention</category></item><item><title>Blog Post: Ease Your Joint Pain</title><link>https://connect.bcbsok.com/health-and-wellness/b/weblog/posts/stretch</link><pubDate>Thu, 27 Aug 2026 10:17:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:68f1c945-7673-43c0-8dc2-497b2c341e22</guid><dc:creator>BCBSOK Connect Team</dc:creator><description>Aches and pains happen. You sit too much and your back hurts. You get up and down a lot and your knees hurt. Or your neck or hips ache regularly. These aches and pains in your joints or back are common. A joint is the connection between two bones. It lets you move. But it can also be a pain point. There are things that can help you take care of your back and joints to help prevent pain: Watch your weight and eat healthy foods. Keep stretching and exercising, and always wear protective gear as needed. Build your muscles for better joint support. Don’t do too much. Perfect your posture. Back and joint pain can stem from many different causes. Some pain might come from simply not moving enough, or from moving in the wrong way. Other pain comes from arthritis, injuries and other conditions that can cause serious joint damage at any age. If the damage is bad enough, the pain can interfere with your daily activities. If you’re experiencing joint or back pain that’s new to you, talk to your doctor. They can help you decide what you can safely do to help your problem. For many people, stretching or exercise are good options. But you need to do it the right way. Stretch It Out Wherever your pain is coming from, there is one thing that helps most people: Stretching. Simple stretches done correctly can help ease joint and back pain and stiffness, while boosting flexibility and balance. That can help you move better. It can also ease muscle tension and improve your posture. “Stretching keeps the muscles flexible, strong and healthy. We need that flexibility to maintain a range of motion in the joints. Otherwise, muscles shorten and become tight. That can make the muscles weak, which puts you at risk for joint pain, strains and muscle damage,” says Harvard Health . Stretching is also helpful, especially for people with arthritis, because it lubricates your joints. And it helps you maintain the full movement of your joints. Stretching also helps your body before and after exercise. Because it increases your flexibility and improves your ability to move easily, it can help reduce the risk of injury. Tips for Stretching How often should you stretch? A few stretches every day is best. Aim for at least three stretches four times a week. Not sure where to start? Harvard Health says you don’t need to stretch every muscle every time to benefit. Some areas provide more benefit than others for easing pain. Stretching your lower body — calves, thighs, hip flexors and lower back — can help your whole body. Shoulder and neck stretches are also good ways to ease tension, pain and stiffness. And of course, carefully stretch any other areas where you have pain or stiffness. The American Academy of Orthopaedic Surgeons offers these tips for stretching: Don’t forget to warm up your muscles before you stretch. Stretching cold can hurt your muscles. Start very slowly or try a few minutes of light aerobic exercise to get warmed up. Always start slowly and move gently. Then relax and hold your stretch — 10 to 30 seconds is good. Do not bounce. That can cause injuries. Remember, stretching should not hurt. If you feel pain, stop and relax. Talk to Your Doctor Before You Start If you have long-lasting pain or have had an injury, you might need to change the way you stretch or avoid stretching that area for a while. For example, if you already have a strained muscle, stretching it may cause further harm. Talk to your doctor about the best way for you to stretch. And your doctor can help you decide which activities are safe for you. And if you have back or joint pain that lingers, don’t ignore it. Talk to your doctor. Your doctor may suggest ways to safely ease the symptoms yourself at home. Or your doctor may recommend treatment like physical therapy. Sources: The importance of stretching , Harvard Health Publishing, 2024; Get in the Habit of Stretching , Arthritis Foundation; Warm Up, Cool Down and Be Flexible , American Academy of Orthopaedic Surgeons; Caring for Your Joints , WebMD, 2024; Muscle Pain , Cleveland Clinic, 2024</description><category domain="https://connect.bcbsok.com/tags/Health%2band%2bWellness">Health and Wellness</category><category domain="https://connect.bcbsok.com/tags/Back%2bPain">Back Pain</category><category domain="https://connect.bcbsok.com/tags/Arthritis">Arthritis</category><category domain="https://connect.bcbsok.com/tags/Joint%2band%2bBone%2bHealth">Joint and Bone Health</category></item><item><title>Blog Post: Have You Had Your Health Screenings This Year?</title><link>https://connect.bcbsok.com/health-and-wellness/b/weblog/posts/yearly-health-screenings</link><pubDate>Thu, 27 Aug 2026 08:12:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:c73ac0be-694b-4cba-b4d0-b61e20def362</guid><dc:creator>BCBSOK Connect Team</dc:creator><description>Your annual wellness visit and health screenings play an important role in catching small health problems before they become big ones. Add your annual exam and health screenings to your to-do list to make sure they get done. If you still need some of them before the end of the year, schedule a visit with your doctor now. Available appointments fill up as the end of the year approaches. Have You Had Your Annual Exam? An annual checkup includes a complete physical exam. It’s also time to talk with your doctor about your health history and any changes in health you’re noticing. You can ask about what screenings are right for you. You can also work with your doctor to set specific health goals. These yearly exams may include: Services, like vaccines, that improve your health by preventing diseases and other health problems. Screenings to check for things like heart disease, diabetes and cancer. Tests for blood pressure, cholesterol and blood sugar levels. Education and counseling about your lifestyle, like how you handle stress, your diet and your level of activity. What Health Screenings or Tests Do Adults Need? Health screenings help prevent illness and catch problems early when they’re easier to treat. Depending on your age and health history, some screenings you may need include: Hemoglobin A1C (HbA1c) test: The HbA1c blood test is used to diagnose diabetes or prediabetes. And for those who have diabetes, it shows how well your diabetes is being managed. If it shows you have prediabetes, you can make lifestyle changes to prevent diabetes. Blood pressure: You should have your blood pressure checked at every health care visit (at least once a year). High blood pressure increases your risk for serious health problems like diabetes, heart disease and stroke. Cholesterol: A high cholesterol level puts you at higher risk for heart disease and stroke . There are no symptoms, so a blood test is the only way to know your levels. Talk to your doctor about how often you should have your cholesterol checked. Colorectal cancer screening : Men and women age 45 to 75 should be screened for colon cancer . Talk to your doctor about what type of test is best for you and how often you should be screened. Mammogram : Finding and treating breast cancer early is the best way to improve the chances of recovery. Since breast cancer may have no symptoms in early stages, getting regular mammograms is the best way to find it early. Talk to your doctor about when you should start getting mammograms and how often you need one. Cervical cancer screening: Women age 21 to 65 should be regularly screened for cervical cancer. Screening, including a pelvic exam, a Pap test and an HPV test , can catch problems before they become cancer or find cancer early enough to treat it. How often this screening is needed depends on your age and other risk factors. Vaccinations: People of all ages need vaccines to stay healthy . Make sure you and your family are up to date on your vaccinations. Comprehensive eye exam : A comprehensive eye exam , including dilation , can find diseases like cataracts, glaucoma, or macular degeneration in their early stages. They can also check for early signs of other health issues like high cholesterol, high blood pressure and diabetes. Talk with your doctor about how often you need to have an eye exam. There may be additional screenings or tests that you need. Talk to your doctor about what health screenings you need and when you need them. What Do Kids Need? Kids of all ages need an annual wellness exam just like adults do. It is sometimes called a well-child visit. Regular exams help the doctor track your child’s growth and development. They can also catch problems early. It&amp;#39;s also a chance to make sure your child is caught up on immunizations. During a well-child visit, your child’s doctor may check: Height and weight Blood pressure Heart and lungs Abdomen, glands and lymph nodes Ears Vision Spine alignment Older kids need checkups, too. Some diseases and conditions first show up after puberty. Scoliosis, diabetes, obesity and depression are just some of the health issues teens can have. So be sure they get their health screenings, too. Having an annual exam and recommended screenings are important steps toward better health at any age. If you haven’t had all of the screenings you need yet this year, schedule them today. Sources: Here&amp;#39;s What Happens at a Yearly Check-Up , Cleveland Clinic, 2023; Understanding A1C: What It Measures and Why It Matters , American Diabetes Association; High Blood Pressure Facts , Centers for Disease Control and Prevention, 2026; Measuring Your Blood Pressure , CDC, 2026; Cholesterol , CDC; Screening for Colorectal Cancer , CDC, 2026; Early Detection and Diagnosis of Breast Cancer , American Cancer Society, 2026; Cervical Cancer , CDC, Vaccine-Preventable Adult Diseases , CDC, 2024; Comprehensive eye exams , American Optometric Association; Get a Dilated Eye Exam , National Eye Institute, 2025; 20 Surprising Health Problems an Eye Exam Can Catch , American Academy of Ophthalmology, 2025; AAP Schedule of Well-Child Care Visits , American Academy of Pediatrics, 2026; Recommended Child and Adolescent Immunization, Schedule for Ages 18 Years or Younger , American Academy of Pediatrics, 2026</description><category domain="https://connect.bcbsok.com/tags/Health%2band%2bWellness">Health and Wellness</category><category domain="https://connect.bcbsok.com/tags/Screenings">Screenings</category><category domain="https://connect.bcbsok.com/tags/Preventive%2bCare">Preventive Care</category><category domain="https://connect.bcbsok.com/tags/Annual%2bExam">Annual Exam</category></item><item><title>Blog Post: ¿Está por terminar el año de tu cobertura? Aprovéchalo al máximo</title><link>https://connect.bcbsok.com/espanol/b/tucobertura/posts/aprovechar-al-maximo-la-finalizacion-del-plan-de-cobertura</link><pubDate>Wed, 19 Aug 2026 21:29:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:a4e7b791-0354-4821-a7e6-d6d634b73c8f</guid><dc:creator>EquipoConnect</dc:creator><description>Si eres de las personas que necesitan una fecha l&amp;#237;mite para hacer las cosas, es posible que se acerque una importante. Si el a&amp;#241;o de tu cobertura m&amp;#233;dica est&amp;#225; por terminar, este es un buen momento para revisar los servicios incluidos. Hacerlo podr&amp;#237;a ayudarte a cuidar tu salud en general e incluso a ahorrarte dinero. Es posible que tengas servicios que quieras usar antes de que termine el a&amp;#241;o de cobertura. Vale la pena revisarlos y programar algunas citas. Deducibles Revisar ahora los servicios de la cobertura m&amp;#233;dica podr&amp;#237;a ayudarte a ahorrar dinero. Si tu cobertura tiene un deducible y ya lo alcanzaste, quiz&amp;#225;s te convenga programar ahora la atenci&amp;#243;n que el m&amp;#233;dico te ha recomendado, en lugar de esperar hasta el pr&amp;#243;ximo a&amp;#241;o de cobertura. El deducible es la cantidad que pagas por servicios m&amp;#233;dicos cada a&amp;#241;o de cobertura antes de que la cobertura m&amp;#233;dica comience a pagar. Por ejemplo, si tienes un deducible de $1,500, pagas los primeros $1,500 de los servicios que necesitas. Una vez que alcanzas el deducible, por lo general solo pagas un copago o coaseguro por los servicios con cobertura. Con el coaseguro, la cobertura paga un porcentaje mayor del costo de la atenci&amp;#243;n y t&amp;#250; pagas el resto. Por ejemplo, si tu coaseguro es del 20 por ciento, pagar&amp;#225;s el 20 por ciento de los costos cuando necesites atenci&amp;#243;n. La cobertura m&amp;#233;dica paga el 80 por ciento restante. Como el deducible se reinicia cada a&amp;#241;o de cobertura, conviene estar al tanto de las cantidades. Si ya alcanzaste el deducible del a&amp;#241;o o est&amp;#225;s cerca de alcanzarlo, quiz&amp;#225;s te convenga hacerte algunas pruebas o procedimientos necesarios antes de que termine el a&amp;#241;o de cobertura para reducir tus gastos de bolsillo. Si has tenido muchos gastos m&amp;#233;dicos este a&amp;#241;o, es posible que tambi&amp;#233;n hayas alcanzado el gasto m&amp;#225;ximo de bolsillo. En ese caso, puede ser que no tengas que pagar nada por los servicios de la red incluidos en la cobertura. As&amp;#237;, podr&amp;#237;as ahorrar a&amp;#250;n m&amp;#225;s en un tratamiento que has estado posponiendo. Si esperas hasta que comience el nuevo a&amp;#241;o de cobertura para recibir el mismo tratamiento, el deducible y el gasto m&amp;#225;ximo de bolsillo se habr&amp;#225;n reiniciado. Esto significa que tendr&amp;#225;s que pagar m&amp;#225;s de tu bolsillo por exactamente la misma atenci&amp;#243;n. Pon tus finanzas en orden El final del a&amp;#241;o de cobertura tambi&amp;#233;n es un buen momento para revisar tus documentos financieros. Si tienes una cobertura m&amp;#233;dica por medio de tu empleador, podr&amp;#237;as tener un saldo en una Cuenta de gastos flexibles (FSA, en ingl&amp;#233;s) que debes usar antes de que termine el a&amp;#241;o de cobertura. Una cuenta FSA es una opci&amp;#243;n que ofrece el empleador y que te permite reservar una parte de tus ingresos antes de impuestos para gastos m&amp;#233;dicos elegibles. Estos gastos incluyen consultas m&amp;#233;dicas y productos como lentes de contacto y anteojos con receta. Usar una cuenta FSA podr&amp;#237;a ayudarte a ahorrar dinero. Sin embargo, debes prestar atenci&amp;#243;n al calendario. Con frecuencia, el dinero de una cuenta FSA es un beneficio que debes usar para no perderlo. En algunos casos, el dinero de la cuenta FSA se transfiere al siguiente a&amp;#241;o de cobertura. Consulta con el departamento de beneficios de tu empleador para asegurarte. Tanto para las coberturas a trav&amp;#233;s del empleo como para las coberturas para particulares, una Cuenta de ahorros para gastos m&amp;#233;dicos (HSA, en ingl&amp;#233;s) tambi&amp;#233;n contiene dinero reservado para gastos elegibles de atenci&amp;#243;n m&amp;#233;dica. Sin embargo, cualquier cantidad que no gastes puede transferirse al siguiente a&amp;#241;o de cobertura. Obt&amp;#233;n m&amp;#225;s informaci&amp;#243;n sobre las cuentas de gastos flexibles y las cuentas de ahorros para gastos m&amp;#233;dicos . Sigue sonriendo Es agradable recibir un buen informe del dentista, sin importar tu edad. Si crees que podr&amp;#237;as necesitar alg&amp;#250;n tratamiento dental, este es un buen momento para checarlo. Si tienes una cobertura dental, vuelve a consultar los m&amp;#225;ximos anuales. Si crees que necesitar&amp;#225;s empastes, coronas o endodoncias, quiz&amp;#225;s te convenga programarlos durante el a&amp;#241;o vigente de la cobertura para usar los fondos disponibles. Algunas personas se hacen un procedimiento al final de un a&amp;#241;o de la cobertura y el siguiente al comienzo del nuevo a&amp;#241;o para dividir el tratamiento entre dos a&amp;#241;os distintos. Es una manera eficaz y econ&amp;#243;mica de usar los servicios incluidos en la cobertura. Consulta tus beneficios f&amp;#225;cilmente Si tienes preguntas, hay un lugar donde puedes encontrar respuestas: tu cuenta de asegurado. Puedes acceder a tu cuenta en cualquier momento desde el portal en l&amp;#237;nea o nuestra aplicaci&amp;#243;n gratuita BCBSOK. Tu cuenta de asegurado te permite administrar la cobertura m&amp;#233;dica en l&amp;#237;nea. Puedes acceder f&amp;#225;cilmente a la informaci&amp;#243;n que buscas, mantenerte organizado y reducir el tiempo que dedicas a buscar documentos. Una de las cosas que puedes consultar son las cantidades de tu deducible. Es la cantidad que pagas por algunas consultas y tratamientos cada a&amp;#241;o antes de que la cobertura m&amp;#233;dica comience a pagar. Puedes ver un resumen de la informaci&amp;#243;n del deducible en el panel de control. Encontrar&amp;#225;s m&amp;#225;s detalles en la secci&amp;#243;n Cobertura . Tambi&amp;#233;n puedes consultar m&amp;#225;s detalles de la cobertura y obtener una nueva tarjeta de asegurado impresa o digital. La secci&amp;#243;n Reclamaciones muestra tus reclamaciones de los &amp;#250;ltimos 18 meses. All&amp;#237; tambi&amp;#233;n encontrar&amp;#225;s los estados de tus reclamaciones o la Explicaci&amp;#243;n de beneficios (EOB, en ingl&amp;#233;s). Los estados muestran el servicio prestado, lo que cubre la cobertura, tu responsabilidad financiera, entre otros. Tambi&amp;#233;n puedes ordenar las reclamaciones por fecha, estado, prestador de servicios m&amp;#233;dicos y tipo de reclamaci&amp;#243;n. Mientras tengas la sesi&amp;#243;n abierta, puedes cambiar tus preferencias de contacto en Mi cuenta . Tambi&amp;#233;n puedes buscar m&amp;#233;dicos y otros prestadores de servicios m&amp;#233;dicos de la red al seleccionar Buscar atenci&amp;#243;n m&amp;#233;dica .</description><category domain="https://connect.bcbsok.com/tags/Los%2bdeducibles">Los deducibles</category><category domain="https://connect.bcbsok.com/tags/Espa_26002300_241_3B00_ol">Espa&amp;#241;ol</category><category domain="https://connect.bcbsok.com/tags/Tu%2bCobertura">Tu Cobertura</category><category domain="https://connect.bcbsok.com/tags/atenci_26002300_243_3B00_n%2bpreventiva">atenci&amp;#243;n preventiva</category><category domain="https://connect.bcbsok.com/tags/Blue%2bAccess%2bfor%2bMembers%2bEspa_26002300_241_3B00_ol">Blue Access for Members Espa&amp;#241;ol</category></item><item><title>Blog Post: Me diagnosticaron cáncer de mama: ¿ahora qué puedo hacer?</title><link>https://connect.bcbsok.com/espanol/b/tusalud/posts/diagnostico-cancer-mama-familia-ahora-que</link><pubDate>Wed, 19 Aug 2026 13:00:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:5e9707f9-1456-446a-834a-082ba659903d</guid><dc:creator>EquipoConnect</dc:creator><description>Aproximadamente una de cada ocho mujeres estadounidenses padecer&amp;#225; c&amp;#225;ncer de mama durante su vida. &amp;#191;Qu&amp;#233; sucede cuando t&amp;#250; o alg&amp;#250;n ser querido es diagnosticado con c&amp;#225;ncer de mama? El tratamiento para el c&amp;#225;ncer de mama es todo un proceso. A veces, este proceso puede parecer abrumador. Si&amp;#233;ntete segura sabiendo que estamos aqu&amp;#237; para ayudarte. Te presentamos algunas recomendaciones y recursos para ayudarte durante el proceso. Comparte noticias sobre tu diagn&amp;#243;stico Escuchar que tienes c&amp;#225;ncer puede ser una monta&amp;#241;a rusa emocional. Aunque la palabra “c&amp;#225;ncer” es f&amp;#225;cil de pronunciar, puede ser la palabra m&amp;#225;s dif&amp;#237;cil de decir cuando te acaban de diagnosticar con esta enfermedad. Recuerda, es saludable hablar sobre esto con tus amigos y familiares. Compartir las noticias puede ayudarte a sobrellevarlas. Puede aliviar los sentimientos de aislamiento y frustraci&amp;#243;n. Cuando est&amp;#233;s lista, cu&amp;#233;ntales a tus seres queridos sobre tu diagn&amp;#243;stico. Usa palabras que te resulten c&amp;#243;modas. No hay una manera correcta o incorrecta de hablar sobre tu enfermedad. Busca ayuda. Haz una lista de las personas a las que deseas contarles personalmente. Luego, p&amp;#237;dele a un familiar o a un amigo de confianza que hable con otras personas. La mayor&amp;#237;a de las personas tendr&amp;#225;n preguntas sobre tu pron&amp;#243;stico o sobre los pr&amp;#243;ximos pasos. Piensa en cu&amp;#225;nta informaci&amp;#243;n deseas compartir; depende de ti. Puede haber temas de los que no est&amp;#225;s lista para hablar. Piensa en las maneras de cambiar de tema si surge algo de lo que no deseas hablar. S&amp;#233; amable pero honesta cuando hables con ni&amp;#241;os. Puede que sientan que algo est&amp;#225; mal; por ello, es mejor que te escuchen hablar sobre tu diagn&amp;#243;stico del c&amp;#225;ncer. Mant&amp;#233;n la calma y aseg&amp;#250;rales que alguien cuidar&amp;#225; de ellos. Cuida de ti misma Las medidas que tomas para fomentar tu bienestar f&amp;#237;sico, emocional y espiritual son vitales durante este proceso. Te presentamos algunos consejos para ayudarte a sobrellevar la situaci&amp;#243;n de una mejor manera. Descansa lo suficiente, consume alimentos saludables y mantente activa f&amp;#237;sicamente. Mantente involucrada en actividades y en las cosas que disfrutas hacer. Ciertas partes de tu vida no tienen por qu&amp;#233; dejarse en espera. Encuentra un tiempo de silencio para reflexionar y relajarte. Si te sientes ansiosa, desesperada o deprimida durante m&amp;#225;s de dos semanas, p&amp;#237;dele ayuda a tu m&amp;#233;dico. Prep&amp;#225;rate para el tratamiento Tomar decisiones sobre tu tratamiento puede parecer abrumador. Cuando se trata de tratamientos contra el c&amp;#225;ncer, hay muchas opciones, por lo que tomar una decisi&amp;#243;n no siempre es f&amp;#225;cil. Obt&amp;#233;n toda la informaci&amp;#243;n que puedas sobre el c&amp;#225;ncer de mama y de las opciones de tratamiento disponibles para ti. Participar activamente en la toma de decisiones te ayudar&amp;#225; a entender mejor tu tratamiento. Comprender tu padecimiento puede ayudarte a sentirte m&amp;#225;s en control y menos preocupada por el camino que tienes por delante. Estamos a tus &amp;#243;rdenes Adem&amp;#225;s de tratar de entender tu diagn&amp;#243;stico, saber cu&amp;#225;les son los siguientes pasos no siempre est&amp;#225; claro. Como asegurada, no dudes en comunicarte con Blue Cross and Blue Shield. Puedes iniciar sesi&amp;#243;n en tu cuenta en l&amp;#237;nea y hablar con uno de nuestros especialistas en Servicio al Cliente a trav&amp;#233;s de mensajes seguros o un chat web en vivo. Tambi&amp;#233;n puedes llamar a Servicio al Cliente al n&amp;#250;mero en tu tarjeta de asegurado. Para averiguar qu&amp;#233; recursos y ayuda est&amp;#225;n disponibles, comun&amp;#237;cale a un especialista en Servicio al Cliente que acabas de enterarte de que tienes c&amp;#225;ncer de mama. P&amp;#237;dele hablar con un coordinador de servicios m&amp;#233;dicos. Contamos con un equipo de profesionales en enfermer&amp;#237;a titulados y trabajadores sociales dispuestos a ayudarte durante tu tratamiento y el proceso de recuperaci&amp;#243;n. Juntos, se asegurar&amp;#225;n de que recibas la mejor atenci&amp;#243;n posible. Los coordinadores de servicios m&amp;#233;dicos pueden ayudarte con servicios de apoyo como los siguientes: explicar las opciones de tratamiento; proporcionar referidos a los m&amp;#233;dicos si necesitas una segunda opini&amp;#243;n; ayudar a planificar tu tratamiento y recuperaci&amp;#243;n; ofrecer recursos para ayudarte a ti y a tu familia con servicios de cuidado infantil, transporte y encontrar medicamentos econ&amp;#243;micos; escuchar y ayudarte a sobrellevar sentimientos y emociones; encontrar recursos para una peluca; contactar a un nutricionista para atender tus nuevas necesidades nutricionales. Los coordinadores de servicios m&amp;#233;dicos tambi&amp;#233;n colaboran con nuestros equipos de m&amp;#233;dicos y farmac&amp;#233;uticos para revisar tus tratamientos y medicamentos. Estas revisiones ayudan a prevenir las interacciones da&amp;#241;inas con cualquiera de los medicamentos que tomas. Tambi&amp;#233;n te informan sobre cualquier alimento que necesitas evitar mientras est&amp;#225;s tomando ciertos medicamentos. Los coordinadores de servicios m&amp;#233;dicos tambi&amp;#233;n colaboran tras bastidores para coordinar la atenci&amp;#243;n m&amp;#233;dica que recibes de tus m&amp;#233;dicos. Adem&amp;#225;s de coordinar tu atenci&amp;#243;n m&amp;#233;dica, un coordinador de servicios m&amp;#233;dicos te ayuda a entender lo que tienes que hacer, te proporciona respuestas a tus preguntas m&amp;#233;dicas y te gu&amp;#237;a a trav&amp;#233;s de todo el proceso con empat&amp;#237;a. &amp;#191;Est&amp;#225;s luchando contra el c&amp;#225;ncer de mama? Fuentes: Cancer Diagnosis: 11 Tips for Coping , Mayo Clinic, 2026; Breast Cancer Facts &amp;amp; Stats , National Breast Cancer Foundation, Inc., 2026</description><category domain="https://connect.bcbsok.com/tags/Tu%2bSalud">Tu Salud</category><category domain="https://connect.bcbsok.com/tags/c_26002300_225_3B00_ncer">c&amp;#225;ncer</category><category domain="https://connect.bcbsok.com/tags/c_26002300_225_3B00_ncer%2bde%2bmama">c&amp;#225;ncer de mama</category><category domain="https://connect.bcbsok.com/tags/familia">familia</category><category domain="https://connect.bcbsok.com/tags/Espa_26002300_241_3B00_ol">Espa&amp;#241;ol</category><category domain="https://connect.bcbsok.com/tags/Viviendo%2bcon%2bc_26002300_225_3B00_ncer%2bde%2bmama">Viviendo con c&amp;#225;ncer de mama</category></item><item><title>Blog Post: ¿Tienes problemas para configurar pagos de la prima?</title><link>https://connect.bcbsok.com/espanol/b/tucobertura/posts/problemas-con-el-pago-de-la-prima</link><pubDate>Thu, 13 Aug 2026 21:10:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:33660960-8513-4514-8f4d-993eb2eece72</guid><dc:creator>EquipoConnect</dc:creator><description>Recomendamos a los asegurados realizar pagos mediante transferencia electr&amp;#243;nica de fondos y configurar los pagos mensuales de la prima mediante las transferencias electr&amp;#243;nicas de fondos de Auto Bill Pay . Cuando reci&amp;#233;n est&amp;#225;s comenzando, usar una transferencia electr&amp;#243;nica de fondos nos ayuda a procesar tu solicitud de cobertura r&amp;#225;pidamente. Adem&amp;#225;s, durante todo el a&amp;#241;o de cobertura, los pagos autom&amp;#225;ticos ayudan a que los pagos se realicen a tiempo sin que tengas que preocuparte. Usar Auto Bill Pay reduce el riesgo de que pierdas cobertura por no pagar las primas mensuales. Nuestro portal de pagos para asegurados est&amp;#225; dise&amp;#241;ado para que sea r&amp;#225;pido y f&amp;#225;cil de usar. Pero &amp;#191;qu&amp;#233; puedes hacer si tienes problemas para configurar los pagos? Los siguientes son algunos problemas comunes y consejos que pueden ayudarte a solucionarlos. Si no puedes completar la configuraci&amp;#243;n del pago: Vuelve a revisar si hay errores. Los errores de tecleo ocurren con frecuencia al ingresar n&amp;#250;meros y letras. Adem&amp;#225;s, la autocorrecci&amp;#243;n puede ingresar una palabra mal escrita antes de que copies y pegues el texto. Prueba con otro m&amp;#233;todo de pago. Usar otra tarjeta de cr&amp;#233;dito o cuenta bancaria puede ayudar. Las instituciones bancarias pueden tener interrupciones del sistema que impidan que se procese el m&amp;#233;todo de pago. Adem&amp;#225;s, otras facturas electr&amp;#243;nicas a veces se procesan antes o despu&amp;#233;s de lo esperado, lo que puede impedir que se complete la configuraci&amp;#243;n del pago. Si el pago no aparece en tu estado de cuenta bancaria, haz lo siguiente: Revisa los detalles de Auto Bill Pay : Verifica la fecha del primer giro autom&amp;#225;tico o la pr&amp;#243;xima fecha del giro autom&amp;#225;tico. Revisa en qu&amp;#233; etapa del proceso est&amp;#225; el pago durante el giro del fin de mes (consulta el indicador de estado). Recuerda que el banco puede tardar hasta 24 horas en mostrar el giro en tu cuenta. Si ya revisaste estos problemas comunes y todav&amp;#237;a tienes dificultades, llama al n&amp;#250;mero en tu tarjeta de asegurado. Un representante de Servicio al Cliente estar&amp;#225; encantado de ayudarte a completar el proceso.</description><category domain="https://connect.bcbsok.com/tags/Espa_26002300_241_3B00_ol">Espa&amp;#241;ol</category><category domain="https://connect.bcbsok.com/tags/Pago%2bAutom_26002300_225_3B00_tico">Pago Autom&amp;#225;tico</category><category domain="https://connect.bcbsok.com/tags/Tu%2bCobertura">Tu Cobertura</category></item></channel></rss>