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You can still get a health plan for 2021.
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Now you have another chance to find out. Starting Feb. 15, 2021, you’ll be able to apply for new 2021 health plans or make changes to your current plan. You can apply for a 2021 individual or family health plan until May 15, 2021.
This new enrollment period is more than extra time. The special enrollment period is meant to help the millions of people who have lost job-based health coverage due to the economic downturn, or have experienced health issues due to the pandemic.
For this enrollment period, you don’t need a recent qualifying life event, like marriage or a birthday. There is no list to check. No proof is needed. If you want health care coverage and are eligible to enroll, you can select your plan between February 15th and May 15th and your effective date will be the first day of the next month.
And a study by the Kaiser Family Foundation shows that nearly 9 million uninsured people could get coverage free or with low monthly premiums through HealthCare.gov, the federal online health insurance marketplace.
It is worth the time to see if a marketplace plan is within your reach. You can search plans that fit your needs without enrolling and find out if you qualify for financial assistance.