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You have choices when choosing health coverage under the Affordable Care Act. Based on your income, family size and the health plan you choose, you may qualify for federal financial assistance. This could help reduce --perhaps significantly-- your monthly payment. When you’re looking to enroll, you’ll have a variety of plans to choose from based on your budget and health care needs. You will be able to see what your health insurance plan will cost before you make a final decision to enroll.
There are two ways you may get help paying for coverage: a premium tax credit and cost-sharing assistance.
Open enrollment for 2023 coverage begins Nov. 1 and ends Jan. 15, 2023. The deadline to sign up for a plan that begins on Jan. 1, 2023, is December 15. If you miss open enrollment, you will either have to wait for the next open enrollment period for coverage, or qualify for a special enrollment period.