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Preventive care often leads to finding health problems early, when your chances for treatment and cure are better. All of our new health insurance plans cover certain preventive health care services with no out-of-pocket costs – that means you are not charged a copayment or coinsurance even if you haven’t met your deductible.*
Going in to see your doctor for a health exam is one of the best ways to take care of your health. Even if you are not having any health problems, you should have a yearly exam by your doctor. Your doctor will give you an exam, do screenings for things like blood pressure and cholesterol levels and talk with you about your health concerns. Your doctor can also make sure you are getting the shots you need to prevent illness.
Eating right, exercising, getting enough sleep and staying away from things that can harm your health, such as tobacco, are all ways we can stay healthy and prevent certain health problems. But, there is one other part of preventive care that should not be overlooked – getting routine health screenings and exams.
Preventive Care Benefits
You may get – at no cost – preventive services such as:
Preventive Care Services for Women
Our new health plans also cover these preventive services for women:
This is not a complete list of preventive health care services that are covered by your health insurance plan. Talk with your doctor if you have any health concerns, and ask him or her which tests are right for you.
It’s important to note that you will only be able to get these services with no out-of-pocket costs when you go to a doctor or clinic in your plan’s network. To make sure a doctor or clinic is in your plan’s network, use our Provider Finder® tool.
Originally published August 19, 2015; Revised 2017
*If you have a grandfathered plan (plan that was in existence on March 23, 2010), preventive care without out-of-pocket costs may not apply to you.
I need to go for screening for colon cancer? What will the costs be to me?
You may have read a recent news story about health insurance benefits for pap smears. Under Oklahoma state law, Blue Cross and Blue Shield of Oklahoma provides coverage for a pap smear on an annual basis. If you have questions about your health benefits or the information you've read above, we encourage you to call the phone number on your member ID card.
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