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About Tier 5 prescriptions

About Tier 5 prescription covered drug list. Drugs costing hundreds of thousands of dollars. I would  pay 25%. Up to $4950 max out of pocket then drops to 5%.  Is that correct?  This is on the d prescription  plan.  If I change to advantage plan pay 33% to same out of pocket max then also goes to 5% there after, correct?

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