Open Enrollment for coverage in 2015 is November 15, 2014, through February 15, 2015. If you want your plan to start on January 1, you have until the 15th of December to enroll.
During Open Enrollment, if you enroll:
- Between the 1st and 15th days of the month, your coverage starts the first day of the next month. Example: If you enroll on February 12, your coverage starts March 1.
- Between the 16th and the last day of the month, your coverage starts the first day of the second following month. So if you enroll on January 16, your coverage starts on March 1.
If you missed open enrollment, you may be able to enroll during the special enrollment period.
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