Can You Get Health Insurance Now?

BCBSOK Connect Team

March 28, 2023

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Life happens. Things change. Some changes can even affect your health insurance. They’re called a “qualifying life event.” What does the term mean?

What Is a Qualifying Life Event?

In most cases, you can only sign up for a health insurance plan during the open enrollment period. There is an exception, though. If you’ve had a major life change, you may qualify for the Special Enrollment Period.

Some qualifying life events include:

Job loss
Change in earnings or household type
A move outside of your current network
Marriage, divorce or separation
Death of a spouse who was the policy holder
Having a baby or adopting a child
Becoming a U.S. citizen
Turning 26 and losing coverage on a family member’s policy
Being a member of an American Indian and Alaska Native tribe

Don't Wait

You only have 60 days after the qualifying life event to sign up or change your health plan during special enrollment. If you’re losing insurance through your job, then it’s only 30 days to sign up for COBRA.

Give us a call at 866-793-1515 or visit your local agent to learn more.

Originally published 10/6/2015; Revised 2018, 2020, 2023

BCBSOK Connect Team 5 months ago in reply to Ryancoomes1980

Ryancoomes1980 Hi there, sorry about your situation. You can learn more about Special Enrollment and the qualifying events. BridgettW
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Ryancoomes1980 5 months ago

I was just laid off of my job and I need insurance
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