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  • Where Do My Health Care Payments Go?

    If you have health insurance, you probably pay a monthly premium. Your premium might be deducted from your paycheck. You may pay it online, or write a check to cover it. Even though you know your payments go toward your health insurance, you might...
    • 3405 Views

  • The Cost of Health Care

    Understanding how your health insurance works can be confusing. Blue Cross and Blue Shield of Oklahoma wants to demystify it. After all, when you understand how health insurance works, you can make decisions that are best for you and your family...
    • 4343 Views

  • 8 Things You Should Know About Deductibles

    Health plans can seem complicated. It helps to know what questions to ask and where to find the information you need. Take deductibles, for example. They’re important to your pocketbook, but do you know how they work? To get you started, here .....
    • 15841 Views

  • Our Customer Service, Appeals Process Can Help

    We want you to be happy with your health plan. If you don’t understand a benefit decision made by Blue Cross and Blue Shield of Oklahoma or BlueLincs HMOSM, first call customer service. In most cases, a customer service representative will be a....
    • 2481 Views

  • We Can Help You Understand Your Health Plan

    This article is intended for HMO members. Blue Cross and Blue Shield of Oklahoma and BlueLincs HMOSM support our members’ communication needs. We use software to help make sure the information we send is easy to understand. If you are language,....
    • 1975 Views

  • Prescription Drugs: Generic Versus Brand

    Understanding generic drugs — and how they differ from brand drugs — can help you manage your prescription drug costs. Breaking Down Generic Drugs Generic drugs can be used two ways: Generic equivalents are made&nbsp...
    • 6209 Views

  • 4 Ways to Make Health Insurance Work for Small Business

    Small business owners have a lot of decisions to make. Some are fun and creative. Others affect the bottom line. Owners who offer health benefits to their employees enjoy a number of business advantages. Here are a few. More Productive Employees...
    • 1688 Views

  • Know Your Plan, Know Your Benefits

    This article is intended for HMO members. As an informed consumer, you should know about the benefit exclusions and limits of your health plan. Your BlueLincs HMOSM exclusions and limits are listed in your schedule of benefits. To see the exclusions...
    • 2988 Views

  • Keep Health Issues in Check with Telehealth Visits

    Does your health plan offer telehealth visits with doctors in your plan’s network? Now's a good time to check. It may be just what you need to stay on top of your health. During the pandemic, more health care facilities turned to telehealth vi.....
    • 4743 Views

  • Multi-Language Support Is Available

    If you or someone you are helping has questions and English is not your primary language, you have the right to get help and information in your primary language at no cost. To speak to an interpreter, call the customer service number on your member...
    • 2875 Views

  • Staying In-Network Can Help Cut Costs

    When you shop, you probably keep an eye on costs. You want to buy the things you need at a fair price. What about when you’re shopping for health care? Using providers in your health plan’s network can help you save money. A network inclu...
    • 25926 Views

  • Self-Management Program: Improving Your Nutrition

    Your body has an appetite for good food. You’ve heard the saying, “You are what you eat.” It’s true. When you eat well, your body rewards you. Want to be healthy and happy with energy to do the things you love? Nosh on fruits ...
    • 2014 Views

  • What Is Coordination of Benefits?

    When you need care and are on two different health insurance plans, your insurers will coordinate your benefits (COB). This helps you get maximum coverage when you need it. If you’re covered by two different health plans, your provider may fil.....
    • 4485 Views

  • Self-Management Programs: Achieving and Maintaining a Healthy Weight

    Reaching a healthy weight can be hard for many reasons. Still, it’s not out of reach. In fact, getting there might be easier than you think. Don’t know how to get started and what you can do about it? Luckily, help is here. The Well onTar...
    • 1779 Views

  • Preventive Care or Medical Care? Learn the Difference

    Many people may not know that there are two types of care you can receive when you go to the doctor — preventive care and medical care. The type of care is different, and your costs may be different, too. Medical Care vs. Preventive Care Think.....
    • 12296 Views

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