Dual Coverage

Hello, You can have coverage both as a subscriber on a policy and as a dependent on another policy. The policy that you are subscriber on would pay as the primary insurer and the policy where you are a dependent would pay as a secondary insurer. ~ HC

Hello, You can have coverage both as a subscriber on a policy and as a dependent on another policy. The policy that you are subscriber on would pay as the primary insurer and the policy where you are a dependent would pay as a secondary insurer. ~ HC

I'm only going to become a subscriber on a Dental & Vision policy through my employer. The policy on which I'm a dependent, is a Medical and a Dental & Vision policy. Will my primary medical sill be that of my dependant? Making the only primary policy I have is the dental & vision that I am subscribing to.

Explaining in text is hard, please review the chart below and let me know if that is correct.

Medical:

Primary: My Parent's Policy

Secondary: N/A

Dental & Vision:

Primary: My new policy, I will be the subscriber

Secondary: My Parent's Policy

That is correct. If you do not purchase a medical plan through your employer, then your parent's policy will be primary. For your dental and vision coverage your plan will be primary and your parent's plan will be secondary. ~ HC