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Dual Coverage

rkmiller00

Would a child on their parent's plan be removed if they become eligible through their current employer's health insurance plan? More specifically, could said child only sign up for their new employer's dental and vision plan but opt out of the employer's medical plan while staying on their parent's BCBSOK Medical/Dental/Vision plan? I know that I can stay on my parent's plan due to the health insurance reform act, but am I allowed to double dip just on dental & vision?

Parents Reply
  • 0 in reply to BCBSOK Connect Team

    I'm only going to become a subscriber on a Dental & Vision policy through my employer. The policy on which I'm a dependent, is a Medical and a Dental & Vision policy. Will my primary medical sill be that of my dependant? Making the only primary policy I have is the dental & vision that I am subscribing to.

    Explaining in text is hard, please review the chart below and let me know if that is correct.

    Medical:

    Primary: My Parent's Policy

    Secondary: N/A

    Dental & Vision:

    Primary: My new policy, I will be the subscriber

    Secondary: My Parent's Policy

Children

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