• https://connect.bcbsok.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/0488.HealthInsuranceQuestions7444332.jpg

    Everything You Need to Know About Health Savings and Flexible Spending Accounts

    Along with acronyms for preferred provider organizations (PPOs) and health maintenance organizations (HMOs), add two more to your list. Both can help you pay doctor bills and save money. Health savings accounts (HSAs) and flexible spending accounts...
    • 10076 Views
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    What Is an HMO?

    An HMO — or health maintenance organization — can help keep your costs lower and more predictable compared to other types of plans. With one doctor to coordinate your care, an HMO health plan is easy to use. An HMO health plan offers: Mo...
    • 5579 Views
  • https://connect.bcbsok.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/providerfinder.jpg

    How to Find In-Network Providers

    There’s a lot to think about when deciding where to get health care – cost, networks, location and more. Being informed does not have to be tricky. We have resources available to help you make the best decision for you. Your online m...
    • 12229 Views
  • https://connect.bcbsok.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/OK-chronic-conditions-support.jpg

    Support Is Available for Members with Chronic Conditions

    We are committed to helping members with chronic conditions maintain a higher quality of life. Blue Cross and Blue Shield of Oklahoma offers no-cost programs to educate and support members with diabetes, asthma, congestive heart failure, coronary...
    • 4473 Views
  • https://connect.bcbsok.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/OK-customer-service-numbers.jpg

    We’re Here for You

    Your questions are important to us. Our customer advocates are here to help you. Please call us if you have any questions or concerns about your benefits. To reach customer service, call the number on your member ID card between 8 a.m. and 6 p.m...
    • 5330 Views
  • https://connect.bcbsok.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/emergency_5F00_care.jpg

    Know Where to Go When Minutes Count, or Anytime

    It’s important to know where to go when you need care. Sometimes the choice is clear. If you’re having signs of a heart attack or stroke, it’s best to go to an emergency room (ER). But what if you have a sore throat? Or an upset sto...
    • 6623 Views
  • https://connect.bcbsok.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/whats-in-your-benefit-book.jpg

    What’s In Your Benefit Book?

    This article is intended for members enrolled in an individual health insurance plan. In some of the emails, letters and other communications you get from us, you may notice the phrase, “See your Benefit Book for details.” That’s be...
    • 1685 Views
  • https://connect.bcbsok.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/verifying-identity.jpg

    Why Verifying Your Identity Is Worth Your Time

    Any time you call us with questions about your account or benefits, our automated system asks you to enter your name and member ID before routing your call. That may be frustrating at the time, especially if you need to call more than once. But takin...
    • 58 Views
  • https://connect.bcbsok.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/8561.2019_5F00_wot_5F00_smoking_5F00_post.jpg

    Self-Management Programs: Quitting Tobacco and Staying Tobacco Free

    When you're ready to quit tobacco, you boost your chance for success. When that day comes, we’re here to help you stay strong. The Well onTarget® portal provides self-help programs, tips and tools to help you break free from tobacco. The di...
    • 3102 Views
  • https://connect.bcbsok.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/how-check-drug-coverage.jpg

    How to Check Your Drug Coverage

    When your doctor says you need a prescription drug, one of your first thoughts may be, “How much will it cost me?” It’s an important thing to know, and there are several ways to find out. You might think about checking with your doc...
    • 4862 Views
  • https://connect.bcbsok.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/member-rights-PPO.jpg

    PPO Members: Know Your Member Rights

    This article is intended for PPO members enrolled in an employer health insurance plan. Below is a list of your member rights and responsibilities. Please be sure to keep this information as a reference. As a Blue Cross and Blue Shield of Oklahoma...
    • 3400 Views
  • https://connect.bcbsok.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/member-responsibilities-HMO.jpg

    HMO Members: Know Your Member Rights and Responsibilities

    This article is intended for HMO members enrolled in an employer health insurance plan. Below is a list of your member rights and responsibilities. Please be sure to keep this information as a reference. As a member of BlueLincs HMOSM, you have the...
    • 2739 Views
  • https://connect.bcbsok.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/work_2D00_with_2D00_your_2D00_doctor.jpg

    Work with Your Doctor to Make Sure Your Care Is Covered

    Staying healthy is easier when you understand the ins and outs of your health care plan. Some types of care and treatment require approval before you get care. That is called prior authorization. With prior authorization, your doctors send informati...
    • 3316 Views
  • https://connect.bcbsok.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/fitness-program-waived-enrollment.jpg

    Get Fit and Save in February

    Well onTarget, the Fitness Program and Blue PointsSM are not available to all members. Check your online account information or ask your benefits administrator to see if you have these benefits. If you’re looking to stay in shape, or get b...
    • 12551 Views
  • https://connect.bcbsok.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/8156.BrandSource_2D00_DoctorPatient.jpg

    Your Prescription Wasn’t Covered. Here’s What You and Your Doctor Can Do

    You need a new drug and find your prescription isn’t covered. Or you’ve taken a drug in the past and find it’s no longer covered. Find out why meds may not be covered, and what you can do next. Health plans cover a wide range of med...
    • 4591 Views