• https://connect.bcbsok.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/BrandSource_2D00_DoctorPatient.jpg

    What Is an HMO?

    An HMO — or health maintenance organization — can help keep your costs lower and more predictable compared to other types of plans. With one doctor to coordinate your care, an HMO health plan is easy to use. An HMO health plan offers: Mo...
    • 6388 Views
  • https://connect.bcbsok.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/drug_2D00_lists.jpg

    Check Your Updated Drug List

    Medicines play a major role in preventing and treating many health problems. That is why a prescription drug benefit is included in most health plans. Many Blue Cross and Blue Shield of Oklahoma plans have a prescription drug list (also known as...
    • 27367 Views
  • https://connect.bcbsok.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/5808.reconstructive-surgery-mastectomy.jpg

    Your Health Plan Covers Reconstructive Surgery After a Mastectomy

    It’s normal to be anxious if you find out you need to have a mastectomy due to breast cancer. A mastectomy is the removal of one or both breasts. This procedure is most often performed to treat breast cancer. If you are facing this surgery, tak....
    • 6505 Views
  • https://connect.bcbsok.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/pharmacy_2D00_vs_2D00_medical.jpg

    Is My Prescription a Pharmacy or Medical Benefit?

    It’s no secret that prescription drugs can be pricey. One of the best ways to save on the drugs you are prescribed is to make sure you understand how your health plan benefits work. A good place to start is to answer this question: Is my prescr....
    • 3981 Views
  • https://connect.bcbsok.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/OK-only_5F00_appeals-process.jpg

    Our Customer Service, Appeals Process Can Help

    We want you to be happy with your health plan. If you don’t understand a benefit decision made by Blue Cross and Blue Shield of Oklahoma or BlueLincs HMOSM, first call customer service. In most cases, a customer service representative will be a....
    • 4649 Views
  • https://connect.bcbsok.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/OK-only_5F00_understand-plan.jpg

    Let Us Help You Understand Your Health Plan

    This article is intended for HMO members. Blue Cross and Blue Shield of Oklahoma and BlueLincs HMOSM support our members’ communication needs. We use software to help make sure the information we send is easy to understand. If you are language,....
    • 3413 Views
  • https://connect.bcbsok.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/Coordination-of-Benefits.jpg

    What Is Coordination of Benefits?

    When you need care and are on two different health insurance plans, your insurers will coordinate your benefits (COB). This helps you get maximum coverage when you need it. If you’re covered by two different health plans, your provider may fil.....
    • 9399 Views
  • https://connect.bcbsok.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/OK_5F00_only_5F00_know_5F00_your_5F00_plan.jpg

    Know Your Plan, Know Your Benefits

    This article is intended for HMO members. As an informed consumer, you should know about the benefit exclusions and limits of your health plan. Your BlueLincs HMOSM exclusions and limits are listed in your schedule of benefits. To see the exclusions...
    • 5291 Views
  • https://connect.bcbsok.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/OK_5F00_only_5F00_multi_2D00_language_5F00_support.jpg

    Multi-Language Support Is Available

    If you or someone you are helping has questions and English is not your primary language, you have the right to get help and information in your primary language at no cost. To speak to an interpreter, call the customer service number on your member...
    • 5479 Views
  • https://connect.bcbsok.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/4201.2049127_5F00_june-17_5F00_r1.jpg

    Staying In-Network Can Help Cut Costs

    When you shop, you probably keep an eye on costs. You want to buy the things you need at a fair price. What about when you’re shopping for health care? Using providers in your health plan’s network can help you save money. A network inclu...
    • 32785 Views
  • https://connect.bcbsok.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/virtual-visits.jpg

    Keep Health Issues in Check with Telehealth Visits

    Does your health plan offer telehealth visits with doctors in your plan’s network? Now's a good time to check. It may be just what you need to stay on top of your health. During the pandemic, more health care facilities turned to telehealth vi.....
    • 7966 Views
  • https://connect.bcbsok.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/2766.fitness-program.jpg

    Get Fit and Save in August

    Well onTarget, the Fitness Program and Blue PointsSM are not available to all members. Check your online account information or ask your benefits administrator to see if you have these benefits. If you’re looking to stay in shape, or get b...
    • 14251 Views
  • https://connect.bcbsok.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/set-up-premium-payments.jpg

    Having Trouble Setting Up Your Premium Payments?

    We encourage members to make payments by electronic funds transfer and to set up monthly premium payments using Auto Bill Pay electronic funds transfers. When you’re first getting started, using electronic funds transfer helps us process your e....
    • 144 Views
  • https://connect.bcbsok.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/preventive_2D00_or_2D00_medical.jpg

    Preventive Care or Medical Care? Learn the Difference

    Many people may not know that there are two types of care you can receive when you go to the doctor — preventive care and medical care. The type of care is different, and your costs may be different, too. Medical Care vs. Preventive Care Think.....
    • 21673 Views
  • https://connect.bcbsok.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/Blue365-time-to-save.jpg

    Save Money on Health and Fitness Products with Blue365

    If you’re looking for some great discounts on health-related products and services, check out the Blue365® program. It’s just one more advantage of being a Blue Cross and Blue Shield of Oklahoma member. You and your covered family me...
    • 6045 Views