Find Out If You Have a Copay Before You Go to the Doctor

Before visiting your network health care provider, check to see if you’ll need to make a copay.

You can find out your copay amount by looking at your member ID card or checking your benefit booklet or health plan contract. You can also call the customer service number on your member ID card.

Keep in mind that copays are due at the time of service. Here are three tips to help you manage your copay costs:

• Always carry your current Blue Cross and Blue Shield of Oklahoma member ID card.
• Call the precertification or preauthorization number on your member ID card when required.
• When you get to the participating doctor’s office, urgent care center or hospital, simply show your member ID card.

To make sure that your doctor, hospital or other health care provider is in your network, log in to BAM. Then go to the My Health drop-down menu and select Find Care.

When you’re on the go, you can find providers in your network with our free BCBSOK App. The BCBSOK App is available in English and Spanish from the Apple App Store  or Google Play. 

As always, in case of emergency, go straight to the nearest hospital.

Originally published 4/14/2020; Reviewed 2022, 2024